530 Lear Rd, Avon Lake, OH 44012 Property Records

Lorain County property record for 530 Lear Rd, Avon Lake, OH 44012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,730 sqft · built 2017
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,717 (Dec 2017)
Tax Bill	$9,202 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00-020-104-481`

Property Details

APN / Parcel Number

Primary APN	`04-00-020-104-481`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Building Area	2,730 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	25,265 sqft
Garage Type	Attached
Garage Area	369 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	129 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	530 LEAR RD
City	AVON LAKE
State	OH
Zip	44012-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -409 NAME CORR 4/15/14
Legal Subdivision	JAMES REALTY 08
Legal Block	104
Legal Lot Number	102
Jurisdiction	LORAIN OH
Township / Civil Division	AVON LAKE
Census Block Group	2
Census Block	2000
Census Tract	97401

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	530 LEAR RD, AVON LAKE, OH 44012-2033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · VA Mortgage USSA FSB
Dec 15, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage USAA FED'L SVGS
Jun 6, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	Apr 15, 2014 · Amount on Record
Deed Document Number	2017007128
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	530 LEAR RD, AVON LAKE, OH 44012-2033
Document Number	0000774867
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	530 LEAR RD AVON LAKE OH 440122033, AVON LAKE, OH 44012-2033

Mortgage

Document Number	0000774867
Date	Aug 20, 2020
Instrument	774867

Lender

Name	USSA FSB
Type	Federal Savings Bank
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 15, 2017
Property Address	530 LEAR RD, AVON LAKE, OH 44012-2033
Document Number	0000655275
Instrument Date	Dec 13, 2017
Instrument	655275
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,539.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 LEAR RD AVON LAKE OH 440122033, AVON LAKE, OH 44012-2033

Mortgage

Document Number	655276
Date	Dec 15, 2017
Instrument	655276

Lender

Name	USAA FED'L SVGS
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 6, 2017
Property Address	530 LEAR RD, AVON LAKE, OH 44012-2033
Document Number	0000632041
Instrument Date	Jun 1, 2017
Instrument	632041
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	LEAR RD AVON LAKE OH 44012, AVON LAKE, OH 44012

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Avon Lake City
County	Lorain County
Unified School District	Avon Lake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,202.00	$181,790 (%) Land $40,250 Building $141,540	$519,410 (-) Land $115,000 Building $404,410
2024	$9,202.00 (+14.94%)	$181,794 (+20.77%) Land $40,250 Building $141,544	$519,410 (+20.77%) Land $115,000 Building $404,410
2023	$8,006.00 (+1.42%)	$150,532 (+0.37%) Land $28,021 Building $122,511	$430,090 (+0.37%) Land $80,060 Building $350,030
2022	$7,894.00	$149,980 Land $28,020 Building $121,960
2021			$428,520 Land $80,060 Building $348,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVON LAKE CITY PWS serves 23,659 people · EPA ID OH4700311
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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