530 Howard St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 530 Howard St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1916
Lot Size	0.339 acres (14,767 sqft)
Owner	Individual Name on Record
Last Sale	$119,400 (Jul 2018)
Tax Bill	$2,627 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Oct 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-FD-280-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-FD-280-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,232 sqft Living Area
1st Floor Area	616 sqft
2nd Floor Area	616 sqft
Basement Area	616 sqft
Family Room	Family Room

Exterior

Year Built	Built 1916
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	14,767 sqft (0.339 acres)
Lot Dimensions	11.8 ft deep x 12.5 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Quonset Hut	260 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	530 HOWARD ST
City	RIPON
State	WI
Zip	54971-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E FAIRVIEW HEIGHTS W 1/2 LOT 27 ALL LOTS 28 & 29 EXC N 5' THEREOF
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	FAIRVIEW HEIGHTS
Legal Lot Number	27
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	2
Census Block	2001
Census Tract	41600

Owner

Source: Fond Du Lac County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	530 HOWARD ST, RIPON, WI 54971-1819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage HORICON BANK
Oct 18, 2017	Warranty Deed, Construction Loan · Construction Mortgage CHOICE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	20181102221
Record Updated	Oct 29, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jul 31, 2018
Property Address	530 HOWARD ST, RIPON, WI 54971-1819
Document Number	0001102221
Instrument Date	Jul 24, 2018
Instrument	1102221
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	ASSURANCE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 HOWARD ST, RIPON, WI 54971-1819

Mortgage

Document Number	0001102222
Date	Jul 31, 2018
Instrument	1102222

Lender

Name	HORICON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

October 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Oct 18, 2017
Property Address	530 HOWARD ST, RIPON, WI 54971-1819
Document Number	0001091037
Instrument Date	Oct 14, 2017
Instrument	1091037
Transaction Type	Construction Loan
Record Updated	Sep 8, 2022
Title Company	ASSURANCE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001091038
Date	Oct 18, 2017
Instrument	1091038

Lender

Name	CHOICE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,627.00 (+13.72%)	$116,200 (-) Land $25,500 Building $90,700	$179,221 (+31.28%) Land $39,330 Building $139,891
2023	$2,310.00 Homeowner's exemption	$116,200 Land $25,500 Building $90,700	$136,513 Land $29,958 Building $106,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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