425 Howard St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 425 Howard St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,266 sqft · built 1926
Lot Size	0.206 acres (8,973 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Mar 2022)
Tax Bill	$2,929 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-28-06-130-10`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-28-06-130-10`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,266 sqft Living Area
1st Floor Area	690 sqft
2nd Floor Area	576 sqft
Basement Area	672 sqft
Game Room	Game Room

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,973 sqft (0.206 acres)
Lot Dimensions	13.2 ft deep x 6.8 ft wide
Garage Type	Detached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	425 HOWARD ST
City	RIPON
State	WI
Zip	54971-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S28 T16N R14E NEWTON'S RESURVEY PT OF LOT 13 OF W 1/2 NW 1/4 COM AT NW COR LOT 13 TH E 16.42' TO POB TH CONT E 68.31' TH S
Legal Range	14E
Legal Township	16N
Legal Section	28
Legal Subdivision	NEWTONS RESURVEY
Legal Lot Number	13
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3017
Census Tract	41600

Owner

Source: Fond Du Lac County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	N8701 STATE ROAD 55, MENASHA, WI 54952-9612
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage WOLF RIVER COMMUNITY BANK
Dec 18, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 17, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 17, 2025	Intrafamily Transfer, Transfer
Mar 30, 2022	Warranty Deed, Transfer NOT AVAILABLE, GUARANTY CLOSING & TTL SVCS
Dec 2, 2021	Warranty Deed, Transfer · Conventional Mortgage COVANTAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2022 · Amount on Record
Deed Sale	Mar 30, 2022 · Amount on Record
Prior Sale	Dec 2, 2021 · Amount on Record
Deed Document Number	20221168205
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	425 HOWARD ST, RIPON, WI 54971-1816
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N8881 COOP RD, MENASHA, WI 54952-9633

Mortgage

Document Number	0001170624
Date	May 20, 2022
Instrument	1170624

Lender

Name	WOLF RIVER COMMUNITY BANK
Type	Bank
Address	HORTONVILLE, WI 54944

Agreement

Amount	Amount Recorded

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Dec 18, 2025
Property Address	425 HOWARD ST, RIPON, WI 54971-1816
Document Number	0001217498
Instrument Date	Dec 15, 2025
Instrument	1217498
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Dec 17, 2025
Property Address	425 HOWARD ST, RIPON, WI 54971-1816
Document Number	0001217453
Instrument Date	Dec 15, 2025
Instrument	1217453
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOND DU LAC WI
Recording Date	Dec 17, 2025
Property Address	425 HOWARD ST, RIPON, WI 54971-1816
Document Number	0001217464
Instrument Date	Dec 15, 2025
Instrument	1217464
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Mar 30, 2022
Property Address	425 HOWARD ST, RIPON, WI 54971-1816
Document Number	0001168205
Instrument Date	Mar 30, 2022
Instrument	1168205
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	NOT AVAILABLE, GUARANTY CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 HOWARD ST, RIPON, WI 54971-1816

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Dec 2, 2021
Property Address	425 HOWARD ST, RIPON, WI 54971-1816
Document Number	0001162666
Instrument Date	Dec 2, 2021
Instrument	1162666
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TTL CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 HOWARD ST, RIPON, WI 54971-1816

Mortgage

Document Number	0001162667
Date	Dec 2, 2021
Instrument	1162667

Lender

Name	COVANTAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,929.00 (+7.57%)	$121,500 (-) Land $19,000 Building $102,500	$187,395 (+16.85%) Land $29,305 Building $158,090
2024	$2,723.00 (+0.96%)	$121,500 (-) Land $19,000 Building $102,500	$160,366 (+12.35%) Land $25,078 Building $135,288
2023	$2,697.00	$121,500 Land $19,000 Building $102,500	$142,739 Land $22,321 Building $120,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Brightspeed, Verizon.

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