Whatcom County property record for 530 Front St, Sumas, WA 98295
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 3 ba · 2,496 sqft · built 1987 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $468,000 (Oct 2021) |
| Tax Bill | $4,770 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage May 2017 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 410435-154014-0000 |
| Primary APN | 410435-154014-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 6 Units |
| Stories | 1 Story |
| Building Area | 2,496 sqft Living Area |
| Gross Area | 3,068 sqft |
| 1st Floor Area | 2,496 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Triplex |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 159304 |
|---|---|
| Street Address | 530 FRONT ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-9637 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | RH |
| Legal Description | TOWN OF SUMAS W 16.5 FT OF LOT 22-ALL LOTS 23-24-E 8 FT OF LOT 25 VAC BLK 5-TOG WI VAC S 1/2 ALLEY ABTG |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 35 |
| Legal Subdivision | TOWN OF SUMAS |
| Legal Block | 5 |
| Legal Lot Number | 22 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 10202 |
530 Front St, a triplex, is owned by a company that bought it in October 2021.
Source: Whatcom County records, as of April 2, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1465 BOON ST, SUMAS, WA 98295-9628 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 19, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 21, 2017 | Quit Claim Deed, Transfer WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on File |
| Deed Sale | Oct 28, 2021 · Amount on File |
| Prior Sale | Oct 28, 2021 · Amount on File |
| Deed Document Number | 20214480 |
| Prior Transfer Date | Apr 17, 2017 |
| Prior Transfer Doc | 0000502445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Oct 28, 2021 |
| Property Address | 530 FRONT ST, SUMAS, WA 98295-9637 |
| Document Number | 0001004480 |
| Map Reference | VOL 2 PG 5 |
| Instrument Date | Oct 25, 2021 |
| Instrument | 2021-1004480 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | WHATCOM LAND TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,493.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1465 BOON ST, SUMAS, WA 98295-9628 |
| Document Number | 0001004481 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-1004481 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 19, 2017 |
| Property Address | 530 FRONT ST, SUMAS, WA 98295-9637 |
| Document Number | 2170502445 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 502445 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 21, 2017 |
| Property Address | 530 FRONT ST, SUMAS, WA 98295-9637 |
| Document Number | 2170202006 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 202006 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 530 FRONT ST SUMAS WA 982959637, SUMAS, WA 98295-9637 |
| Document Number | 2170202007 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 202007 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 20, 2032 |
The 2025 property tax bill for 530 Front St was $4,770.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,770.00 | $507,900 Land $156,228 Building $351,672 | $507,900 Land $156,228 Building $351,672 |
| 2022 | $432,791 Land $155,120 Building $277,671 | $432,791 Land $155,120 Building $277,671 | |
| 2021 | $3,845.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 530 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 530 Front St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
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