Whatcom County property record for 404 Front St, Sumas, WA 98295
| Property Type | Quadplex |
|---|---|
| Details | 12 bd · 9 ba · 4,732 sqft · built 2019 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $8,444 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 410435-102010-0000 |
| Primary APN | 410435-102010-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 12 Beds |
|---|---|
| Full Baths | 9 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,732 sqft Living Area |
| Gross Area | 4,796 sqft |
| 1st Floor Area | 2,328 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Quadruplex |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Porch | Covered Concrete/Masonry Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 185586 |
|---|---|
| Street Address | 404 FRONT ST |
| City | SUMAS |
| State | WA |
| Zip | 98295-3501 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Quadplex |
| Local Zoning Code | RH |
| Legal Description | LOT 1 HD INVESTMENTS LLA AS REC AF 2019-0300556 |
| Legal Range | 04 |
| Legal Township | 41 |
| Legal Section | 35 |
| Legal Subdivision | HD INVESTMENTS LLA |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | SUMAS |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 10202 |
Source: Whatcom County records, as of July 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1195 LINDA VISTA DR, H, SAN MARCOS, CA 92078-3824 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 26, 2021 |
| Transfer Doc | 0000600935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jun 4, 2021 |
| Property Address | 404 FRONT ST, SUMAS, WA 98295-3501 |
| Document Number | 20210600935 |
| Map Reference | DOC 2019-0300556 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021-0600935 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1195 LINDA VISTA DR STE H, H, SAN MARCOS, CA 92078-3824 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Sumas City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,444.00 (+0.09%) | $914,200 (-5.54%) Land $156,228 Building $757,972 | $914,200 (-5.54%) Land $156,228 Building $757,972 |
| 2022 | $967,825 Land $155,120 Building $812,705 | $967,825 Land $155,120 Building $812,705 | |
| 2021 | $8,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 251 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 251 in force |
| Nearby Flood Claims | 226 (2020–2026) |
| Claims Outside the SFHA | 10 of 226 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMAS WATER DEPT serves 2,157 people · EPA ID WA5384870 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Pogozone powered by Neubeam Cable | 250 / 35 |
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