530 Calle Montecito, Unit 150, Oceanside, CA 92057 Property Records

San Diego County property record for 530 Calle Montecito, Unit 150, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 806 sqft · built 1985
Lot Size	6.97 acres (303,705 sqft)
Owner	Company Name on Record
Last Sale	$305,000 (Jul 2021)
Tax Bill	$3,662 (2025)
Deeds & Mortgages	Jul 2021 Sale Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`157-560-10-78`

Property Details

APN / Parcel Number

Primary APN	`157-560-10-78`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	806 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	303,705 sqft
View / Lot	Lake

Location & Zoning

Street Address	530 CALLE MONTECITO, 150
City	OCEANSIDE
State	CA
Zip	92057-5284
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 5 US150PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal Subdivision	LIBBY LAKE CONDO
Legal Tract	009806
Legal Block	2
Legal Lot Number	5,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18618

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3902 VISTA CAMPANA N, 16, OCEANSIDE, CA 92057-8123
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Grant Deed, Transfer LAWYERS TITLE COMPANY
Apr 8, 2020	Quit Claim Deed, Transfer WESCOM CTRL CU
Jun 8, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Jun 8, 2018 · Amount on Record
Deed Document Number	2021512063
Prior Transfer Date	Apr 3, 2020
Prior Transfer Doc	0000180012
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 19, 2021
Property Address	530 CALLE MONTECITO UNIT 150, 150, OCEANSIDE, CA 92057-5284
Document Number	0000512063
Map Reference	MAP 9806
Instrument Date	Feb 9, 2021
Instrument	2021-0512063
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3902 VISTA CAMPANA N UNIT 16, 16, OCEANSIDE, CA 92057-8123

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2020
Property Address	530 CALLE MONTECITO UNIT 150, 150, OCEANSIDE, CA 92057-5284
Document Number	0000180012
Instrument Date	Apr 3, 2020
Instrument	180012
Transaction Type	Transfer
Record Updated	Apr 24, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	530 CALLE MONTECITO #150 OCEANSIDE CA 920575284, 150, OCEANSIDE, CA 92057-5284

Mortgage

Document Number	180013
Date	Apr 8, 2020
Instrument	180013

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	SANTA ANA, CA 92707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 8, 2018
Property Address	530 CALLE MONTECITO UNIT 150, 150, OCEANSIDE, CA 92057-5284
Document Number	0000233127
Map Reference	MAP 9806
Instrument Date	May 16, 2018
Instrument	2018-0233127
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY SAN DIEG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	530 CALLE MONTECITO UNIT 150, 150, OCEANSIDE, CA 92057-5284

Mortgage

Document Number	0000233128
Date	Jun 8, 2018
Instrument	2018-0233128

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 13, 2017
Property Address	530 CALLE MONTECITO UNIT 150, 150, OCEANSIDE, CA 92057-5284
Document Number	0000475634
Instrument Date	Sep 25, 2017
Instrument	475634
Transaction Type	Transfer
Record Updated	Oct 17, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	265 LOMA ALTA DR #B8 OCEANSIDE CA 920546600, B8, OCEANSIDE, CA 92054-6600

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$330,140 (+2%) Land $238,134 Building $92,006
2025	$3,662.00 (+5.17%)	$323,667 (+4.04%) Land $233,465 Building $90,202
2023	$3,482.00 (+1.52%)	$311,100 Land $224,400 Building $86,700
2022	$3,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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