530 Calle Montecito, Unit 149, Oceanside, CA 92057 Property Records

San Diego County property record for 530 Calle Montecito, Unit 149, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 806 sqft · built 1985
Lot Size	6.97 acres (303,705 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Dec 2021)
Tax Bill	$4,117 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`157-560-10-77`

Property Details

APN / Parcel Number

Primary APN	`157-560-10-77`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	806 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	303,705 sqft
View / Lot	Lake

Location & Zoning

Street Address	530 CALLE MONTECITO, 149
City	OCEANSIDE
State	CA
Zip	92057-5284
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 5 US149PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal Subdivision	LIBBY LAKE CONDO
Legal Tract	009806
Legal Block	2
Legal Lot Number	5,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18618

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	530 CALLE MONTECITO, 149, OCEANSIDE, CA 92057-5284
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Jul 8, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Document Number	2021839894
Record Updated	Sep 20, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2021
Property Address	530 CALLE MONTECITO UNIT 149, 149, OCEANSIDE, CA 92057-5284
Document Number	0000839894
Map Reference	MAP 9806
Instrument Date	Nov 24, 2021
Instrument	2021-0839894
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 CALLE MONTECITO UNIT 149, 149, OCEANSIDE, CA 92057-5284

Mortgage

Document Number	0000839895
Date	Dec 13, 2021
Instrument	2021-0839895

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2020
Property Address	530 CALLE MONTECITO UNIT 149, 149, OCEANSIDE, CA 92057-5284
Document Number	0000358017
Map Reference	MAP 9806
Instrument Date	Jun 19, 2020
Instrument	2020-0358017
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	530 CALLE MONTECITO UNIT 149, 149, OCEANSIDE, CA 92057-5284

Mortgage

Document Number	0000358018
Date	Jul 8, 2020
Instrument	2020-0358018

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$378,847 (+2%) Land $289,198 Building $89,649
2025	$4,117.00 (+5.24%) Homeowner's exemption	$371,420 (+4.04%) Land $283,528 Building $87,892
2023	$3,912.00 (+1.56%) Homeowner's exemption	$356,999 Land $272,519 Building $84,480
2022	$3,852.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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