53 Winnapaug Rd, Unit 5, Westerly, RI 02891 Property Records

Westerly Town property record for 53 Winnapaug Rd, Unit 5, Westerly, RI 02891

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 224 sqft · built 1969
Owner	Individual Name on Record
Last Sale	$96,500 (May 2017)
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Feb 2026 Transfer May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`2209196`

Property Details

APN / Parcel Number

Primary APN	`2209196`
Alternative APN	`WEST M:165 B:244 L:5`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Units	8 Units
Stories	1 Story
Building Area	224 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2209196
Street Address	53 WINNAPAUG RD, 5
City	WESTERLY
State	RI
Zip	02891-3576
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	244
Legal Lot Number	5
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1014
Census Tract	51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	189 SHORE RD, WESTERLY, RI 02891-3614
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Quit Claim Deed, Transfer Quitclaim
May 10, 2017	Warranty Deed, Transfer · ARM WESTERLY COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Prior Sale	Apr 29, 2011 · Amount on Record
Deed Book / Page	2017 / 7754
Last Transfer Date	Jan 29, 2026
Transfer Doc	02026-1712
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 4, 2026
Property Address	53 WINNAPAUG RD UNIT 5, 5, WESTERLY, RI 02891-3576
Document Number	02026-1712
Book / Page	2026 / 1712
Instrument Date	Jan 29, 2026
Instrument	2026-366
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 SHORE RD, WESTERLY, RI 02891-3614

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	May 10, 2017
Property Address	53 WINNAPAUG RD UNIT 5, 5, WESTERLY, RI 02891-3576
Document Number	2017-7754
Book / Page	2017 / 7754
Instrument	1943
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.01
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20177759
Date	May 10, 2017
Instrument	02017/7759

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Max Rate At Change	60.1%
Max Rate	2.25%

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,597.00 (+28.27%)	$224,600 (+73.57%) Building $224,600	$406,200
2023	$1,245.00 (+7.14%)	$129,400 (+6.5%) Building $129,400
2022	$1,162.00	$121,500 Building $121,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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