53 Winnapaug Rd, #B, Westerly, RI 02891 Property Records

Westerly Town property record for 53 Winnapaug Rd, #B, Westerly, RI 02891

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 881 sqft · built 1969
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2022)
Tax Bill	$3,817 (2025)
Deeds & Mortgages	Jan 2023 Refinance May 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`19246350`

Property Details

APN / Parcel Number

Primary APN	`19246350`
Alternative APN	`WEST M:165 B:244 L:B`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	8 Units
Stories	1 Story
Building Area	881 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	19246350
Street Address	53 WINNAPAUG RD, B
City	WESTERLY
State	RI
Zip	02891-3575
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	244
Legal Lot Number	B
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1014
Census Tract	51000

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 WALTON ST, WESTERLY, RI 02891-1248
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GREENWOOD CU
May 20, 2022	Warranty Deed, Transfer
May 20, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Prior Sale	May 2, 2011 · Amount on Record
Deed Document Number	20222246
Deed Book / Page	2022 / 9627
Prior Transfer Date	May 19, 2022
Prior Transfer Doc	02022-9624
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	53 WINNAPAUG RD # B, B, WESTERLY, RI 02891-3575
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023-832
Date	Jan 26, 2023
Book Page	2023/832
Instrument	2023-229

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	May 20, 2022
Property Address	53 WINNAPAUG RD # B, B, WESTERLY, RI 02891-3575
Document Number	02022-9627
Book / Page	2022 / 9627
Instrument Date	May 20, 2022
Instrument	2022-2246
Transaction Type	Transfer
Record Updated	Jun 2, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	May 20, 2022
Property Address	53 WINNAPAUG RD # B, B, WESTERLY, RI 02891-3575
Document Number	02022-9624
Book / Page	2022 / 9624
Instrument Date	May 19, 2022
Instrument	2022-2245
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1669 WILLARD AVE, NEWINGTON, CT 06111-5707

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,817.00 (-7.56%)	$536,900 (+25.09%) Building $536,900	$655,906
2023	$4,129.00 (+29.35%)	$429,200 (+28.54%) Building $429,200
2022	$3,192.00	$333,900 Building $333,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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