53 Windermere Rd, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 53 Windermere Rd, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	4,099 sqft · built 2022
Lot Size	1.26 acres (55,016 sqft)
Owner	2 Individual Names on File
Last Sale	$1,791,377 (Oct 2022)
Tax Bill	$29,882 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-01049-02-00012-01`

Property Details

APN / Parcel Number

Primary APN	`32-01049-02-00012-01`
Alternative APN	`32010490200013`

Interior

Building Area	4,099 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	55,016 sqft

Location & Zoning

Old Parcel Number	32010490200013
Street Address	53 WINDERMERE RD
City	LINCROFT
State	NJ
Zip	07738-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R220
Legal Description	ADDITIONAL LOTS: SOUTH SHORE
Legal Subdivision	BAMM HOLLOW ESTATES PH 3
Legal Block	1049
Legal Lot Number	12.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1011
Census Tract	801500

Owner

53 Windermere Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 WINDERMERE RD, LINCROFT, NJ 07738-1140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Deed Document Number	2022106764
Deed Book / Page	9621 / 6243
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 27, 2022
Property Address	53 WINDERMERE RD, LINCROFT, NJ 07738-1140
Document Number	0096216243
Book / Page	9621 / 6243
Instrument Date	Oct 12, 2022
Instrument	2022106764
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	WESTMINSTER ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,065.92
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 WINDERMERE RD, LINCROFT, NJ 07738-1140
Investor	Possibly a Property Investor

Mortgage

Document Number	2022106765
Date	Oct 27, 2022
Instrument	2022106765

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Index	1-Year T-Bill
Max Rate	11.8%

Tax Assessment & Valuation

The 2025 property tax bill for 53 Windermere Rd was $29,882, up 5.8% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,996,300 (+7.83%) Land $877,100 Building $1,119,200	$1,996,300 (+7.83%) Land $877,100 Building $1,119,200
2025	$29,882.00 (+5.81%)	$1,851,400 Land $730,500 Building $1,120,900	$1,851,400 Land $730,500 Building $1,120,900
2024	$28,241.00
2023		$1,506,200 Land $431,600 Building $1,074,600	$1,506,200 Land $431,600 Building $1,074,600
2022	$4,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Windermere Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Windermere Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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