52 Windermere Rd, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 52 Windermere Rd, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	3,610 sqft · built 2021
Lot Size	0.774 acres (33,715 sqft)
Owner	2 Individual Names on File
Last Sale	$1,405,390 (Mar 2022)
Tax Bill	$27,406 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-01049-01-00014-01`

Property Details

APN / Parcel Number

Primary APN	`32-01049-01-00014-01`

Interior

Building Area	3,610 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	33,715 sqft (0.774 acres)

Location & Zoning

Street Address	52 WINDERMERE RD
City	LINCROFT
State	NJ
Zip	07738-1141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R220
Legal Description	ADDITIONAL LOTS: SOUTHSHORE
Legal Subdivision	MIDDLETOWN
Legal Block	1049
Legal Lot Number	14.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1010
Census Tract	801500

Owner

52 Windermere Rd is owned and occupied by two individuals who bought it in March 2022.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 WINDERMERE RD, LINCROFT, NJ 07738-1141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Mar 16, 2022	Deed, Transfer · Conventional Mortgage TOLL BROTHERS MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Deed Document Number	202230307
Deed Book / Page	9584 / 6096
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	52 WINDERMERE RD, LINCROFT, NJ 07738-1141
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 WINDERMERE RD, LINCROFT, NJ 07738-1141

Mortgage

Document Number	0096405153
Date	Apr 11, 2023
Book Page	9640/5153
Instrument	2023024603

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 16, 2022
Property Address	52 WINDERMERE RD, LINCROFT, NJ 07738-1141
Document Number	0095846096
Book / Page	9584 / 6096
Instrument Date	Mar 8, 2022
Instrument	2022030307
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	WESTMINSTER ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,535.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 WINDERMERE RD, LINCROFT, NJ 07738-1141

Mortgage

Document Number	2022030308
Date	Mar 16, 2022
Instrument	2022030308

Lender

Name	TOLL BROTHERS MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 52 Windermere Rd was $27,406, up 12% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,842,800 (+8.53%) Land $840,400 Building $1,002,400	$1,842,800 (+8.53%) Land $840,400 Building $1,002,400
2025	$27,406.00 (+12.02%)	$1,698,000 Land $693,900 Building $1,004,100	$1,698,000 Land $693,900 Building $1,004,100
2024	$24,466.00
2023		$1,363,200 Land $407,100 Building $956,100	$1,363,200 Land $407,100 Building $956,100
2022	$23,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Windermere Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Windermere Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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