Middlesex County and Reading Town property record for 53 Willow St, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,440 sqft · built 1949 |
| Lot Size | 0.276 acres (12,018 sqft) |
| Owner | Individual Name on File |
| Last Sale | $610,000 (Sep 2023) |
| Tax Bill | $7,298 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:026.0-0000-0076.0 |
| Primary APN | READ M:026.0-0000-0076.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,700 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,018 sqft (0.276 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1110000000020 |
|---|---|
| Street Address | 53 WILLOW ST |
| City | READING |
| State | MA |
| Zip | 01867-1549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN READ M:026.0-0000-0076.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 53 WILLOW ST, READING, MA 01867-1549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Sep 28, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CENTENNIAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Aug 14, 1979 · Amount on Record |
| Deed Document Number | 2023109898 |
| Deed Book / Page | 82045 / 55 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 53 WILLOW ST, READING, MA 01867-1549 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085158-275 |
|---|---|
| Date | Jan 26, 2026 |
| Book Page | 85158/275 |
| Instrument | 8781 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 28, 2023 |
| Property Address | 53 WILLOW ST, READING, MA 01867-1549 |
| Document Number | 0082045-55 |
| Book / Page | 82045 / 55 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 109898 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 WILLOW ST, READING, MA 01867-1549 |
| Document Number | 0000109899 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 109899 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,298.00 (-5.97%) | $640,700 (-3.25%) Land $422,800 Building $217,900 | $720,195 (+25.39%) |
| 2024 | $7,761.00 (+3.26%) | $662,200 (+10.92%) Land $406,200 Building $256,000 | $574,370 |
| 2023 | $7,516.00 | $597,000 Land $366,200 Building $230,800 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173342001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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