42 Willow St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 42 Willow St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,463 sqft · built 1916
Lot Size0.397 acres (17,289 sqft)
Owner2 Individual Names on Record
Last Sale$850,000 (Jan 2023)
Tax Bill$9,261 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNREAD M:026.0-0000-0046.0

Property Details

APN / Parcel Number

Primary APNREAD M:026.0-0000-0046.0
Alternative APNs
  • M:026.0=0000=0046.0
  • 990000000150
  • 990000000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,463 sqft Living Area
Gross Area4,085 sqft
Basement Area1,148 sqft
Unfinished Basement953 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1950
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeMansard
Roof MaterialAsphalt
Lot Area17,289 sqft (0.397 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number990000000150
Street Address42 WILLOW ST
CityREADING
StateMA
Zip01867-1548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1004
Census Tract334200

Owner

Source: Middlesex County and Reading Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address42 WILLOW ST, READING, MA 01867-1548
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2023 · Amount on Record
Deed SaleJan 24, 2023 · Amount on Record
Prior SaleSep 17, 1996 · Amount on Record
Deed Book / Page81189 / 595
Record UpdatedSep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateJan 24, 2023
Property Address42 WILLOW ST, READING, MA 01867-1548
Document Number081189-595
Book / Page81189 / 595
Instrument DateJan 24, 2023
Instrument8309
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address42 WILLOW ST, READING, MA 01867-1548

Mortgage

Document Number0000008310
DateJan 24, 2023
Instrument8310
Lender
NameSTONEHAM COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,261.00 (-5.81%)$813,100 (-3.08%) Land $440,000 Building $373,100$967,575 (+5.06%)
2024$9,832.00 (+3.14%)$838,900 (+10.79%) Land $422,700 Building $416,200$920,930
2023$9,533.00$757,200 Land $381,100 Building $376,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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