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53 Union St, Westminster, MD 21157 Property Records

Carroll County property record for 53 Union St, Westminster, MD 21157

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,024 sqft · built 1993
Lot Size0.086 acres (3,756 sqft)
Owner2 Individual Names on Record
Last Sale$170,000 (Aug 2018)
Tax Bill$3,277 (2026)
Deeds & MortgagesAug 2018 Sale & Mortgage
May 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN07-069022

Property Details

APN / Parcel Number

Primary APN07-069022
Alternative APNs
  • 7069022
  • 069022

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,024 sqft Total Area
Basement Area282 sqft
Finished Basement282 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,756 sqft (0.086 acres)
Lot Dimensions180 ft deep x 44 ft wide
PorchSlab
Porch Area28 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number069022
Street Address53 UNION ST
CityWESTMINSTER
StateMD
Zip21157-4507
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-750
Legal DescriptionLT 6A - 3756 SF 53 UNION STREET 41-26 PROP OF HOPE INC AMND
Legal SubdivisionPROPERTIES MOF HOPE
Legal Lot Number6A
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3010
Census Tract507500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Westminster Historic District (Additional Documentation)
listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address53 UNION ST, WESTMINSTER, MD 21157-4507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2018Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC
May 24, 2017Loan Modification, Mortgage

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2018 · Amount on Record
Deed SaleAug 20, 2018 · Amount on Record
Prior SaleJun 21, 2007 · Amount on Record
Deed Book / Page9097 / 38
Prior Transfer DateSep 24, 2012
Prior Transfer Doc0070690129
Record UpdatedOct 29, 2026

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateAug 20, 2018
Property Address53 UNION ST, WESTMINSTER, MD 21157-4507
Document Number0090970038
Book / Page9097 / 0038
Map ReferenceMB41 PG26
Instrument DateJun 29, 2018
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyUNIVERSAL TITLE BALTIMORE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address53 UNION ST, WESTMINSTER, MD 21157-4507

Mortgage

Document Number0000909746
DateAug 20, 2018
Instrument9097/46
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2048

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARROLL MD
Property Address53 UNION ST, WESTMINSTER, MD 21157-4507
Document Number0087130066
Instrument DateMay 24, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address53 UNION ST WESTMINSTER MD 211574507, WESTMINSTER, MD 21157-4507

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,277.00 (+6.5%)$195,100 (+6.5%) Land $60,000 Building $135,100$195,100 (-) Land $60,000 Building $135,100
2025$3,077.00 (+14.26%)$183,200 (+14.93%)$195,100 (+22.4%) Land $60,000 Building $135,100
2023$2,693.00$159,400 Land $50,000 Building $109,400$159,400 Land $50,000 Building $109,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Ting
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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