47 Union St, Westminster, MD 21157 Property Records

Carroll County property record for 47 Union St, Westminster, MD 21157

Property Summary

Property Type	Townhouse
Details	1 ba · 936 sqft · built 1890
Lot Size	0.024 acres (1,030 sqft)
Owner	2 Company Names on Record
Last Sale	$135,000 (Dec 2020)
Tax Bill	$2,696 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-147031`

Property Details

APN / Parcel Number

Primary APN	`07-147031`
Alternative APN	`147031`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	936 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Metal
Lot Area	1,030 sqft (0.024 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	147031
Street Address	47 UNION ST
City	WESTMINSTER
State	MD
Zip	21157-4507
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-750
Legal Description	LT 5B - 1030 SF 47 UNION ST 46-285 PROPERTIES OF HOPE INC
Legal Subdivision	HOPE INC PROPERTIES
Legal Lot Number	5B
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3010
Census Tract	507500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 596, SPENCERVILLE, MD 20868-0596
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Dec 8, 2005 · Amount on Record
Deed Book / Page	10003 / 306
Last Transfer Date	Sep 19, 2024
Transfer Doc	0114100180
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 17, 2020
Property Address	47 UNION ST, WESTMINSTER, MD 21157-4507
Document Number	0100030306
Book / Page	10003 / 306
Map Reference	MB 46 PG 285
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2323 SPENCERVILLE ROAD, 26868

Mortgage

Document Number	0010003311
Date	Dec 17, 2020
Instrument	10003/311

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,696.00 (+7.62%)	$160,500 (+7.65%) Land $60,000 Building $100,500	$160,500 (-) Land $60,000 Building $100,500
2025	$2,505.00 (+17.39%)	$149,100 (+18.05%)	$160,500 (+27.08%) Land $60,000 Building $100,500
2023	$2,134.00	$126,300 Land $50,000 Building $76,300	$126,300 Land $50,000 Building $76,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20