East Lyme Town property record for 53 Smith St, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,508 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $550,000 (2025) |
| Tax Bill | $6,241.00 (2025) |
| Primary APN | ELYM M:017.3 B:00168 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 2,744 sqft Gross Area |
| 1st Floor | 804 sqft 1st Floor |
| Attic Area | 528 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 528 sqft Basement |
| Unfinished Basement | 198 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional Style |
| Exterior Material | Asbestos Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 2561 |
|---|---|
| Street Address | 53 SMITH ST |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2527 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 168 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:017.3 B:00168 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 53 SMITH ST, NIANTIC, CT 06357-2527 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 02, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance CHARTER OAK FCU |
| Oct 25, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance FREEDOM MORTGAGE CORP |
| Aug 28, 2025 | Warranty Deed, Transfer · Line of Credit ZILLOW HOME LOANS LLC |
| Oct 11, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2025 · Amount on Record |
| Deed Sale | Aug 28, 2025 · Amount on Record |
| Prior Sale | Oct 11, 2019 · Amount on Record |
| Deed Doc Number | 20251826 |
| Deed Book / Page | 1124 / 1061 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 53 SMITH ST, NIANTIC, CT 06357-2527 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001085-90 |
|---|---|
| Date | Aug 02, 2022 |
| Book Page | 1085/90 |
| Instrument | 2239 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 53 SMITH ST, NIANTIC, CT 06357-2527 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001068-300 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 1068/300 |
| Instrument | 3608 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Aug 28, 2025 |
| Property Address | 53 SMITH ST, NIANTIC, CT 06357-2527 |
| Document Number | 01124-1061 |
| Book / Page | 1124 / 1061 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 1826 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 53 SMITH ST, NIANTIC, CT 06357-2527 |
| Document Number | 0000001827 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 1827 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Oct 11, 2019 |
| Property Address | 53 SMITH ST, NIANTIC, CT 06357-2527 |
| Document Number | 1019-273 |
| Book / Page | 1019 / 273 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 1019275 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 1019/275 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,241.00 | $222,810 (-) Land $125,160 Building $97,650 | $155,967 Land $87,612 Building $68,355 |
| 2024 | $6,241.00 (+12.57%) | ||
| 2023 | $5,544.00 (+4.37%) | $222,810 (-) Land $125,160 Building $97,650 | |
| 2022 | $5,312.00 | $222,810 Land $125,160 Building $97,650 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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