48 Smith St, #50, Niantic, CT 06357 Property Records

East Lyme Town property record for 48 Smith St, #50, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Duplex Single
Lot Size	39,621 sqft (0.91 acres)
Occupancy	Owner Occupied
Last Sale	$160,000 (1992)
Tax Bill	$9,013.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`ELYM M:017.3 B:00124 L:00000`
Alternative APN	`737`

Exterior

Architectural Style	Duplex Single Style
Lot Area	39,621 sqft (0.91 acres)
Total Buildings	2 Total Buildings
Deck Area	Deck Area

Location & Zoning

Account Number	737
Street Address	48 SMITH ST, 50
City	NIANTIC
State	CT
Zip	06357-2517
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	124
Jurisdiction	EAST LYME CT
Minor Civil Division	EAST LYME
Census Blockgroup	1
Census Block	1012
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:017.3 B:00124 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 SMITH ST, 50, NIANTIC, CT 06357-2517
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 06, 1992 · Amount on Record
Deed Sale	Jan 06, 1992 · Amount on Record
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	48 SMITH ST # 50, 50, NIANTIC, CT 06357-2517
Transaction Type	Mortgage
Record Updated	Apr 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1052-280
Date	Mar 23, 2021
Book Page	1052/280
Instrument	950

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Balloon Payment
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2041

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$321,790 (-) Land $138,880 Building $182,910	$225,253 Land $97,216 Building $128,037
2024	$9,013.00 (+12.58%)
2023	$8,006.00 (+4.37%)	$321,790 (-) Land $138,880 Building $182,910
2022	$7,671.00	$321,790 Land $138,880 Building $182,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.