53 Second St, Loyall, KY 40854 Property Records

Harlan County property record for 53 Second St, Loyall, KY 40854

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,394 sqft · built 1948
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Nov 2012)
Tax Bill	$469 (2025)
Flood Zone	Zone X (reduced by levee)
APN	`057-40-01-009.00`

Property Details

APN / Parcel Number

Primary APN	`057-40-01-009.00`
Alternative APN	`36464`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,394 sqft Living Area

Exterior

Year Built	Built 1948
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	36464
Street Address	53 SECOND ST
City	LOYALL
State	KY
Zip	40854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	HARLAN KY
Township / Civil Division	HARLAN
Census Block Group	3
Census Block	3020
Census Tract	970700

Owner

Source: Harlan County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1024, LOYALL, KY 40854-1024
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2012 · Amount on Record
Deed Sale	Nov 5, 2012 · Amount on Record
Deed Document Number	0000444667
Deed Book / Page	444 / 667
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Harlan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Harlan County
Unified School District	Harlan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$469.00 (-0.64%)	$35,000 (-) Land $6,000 Building $29,000	$35,000 (-) Land $6,000 Building $29,000
2023	$472.00	$35,000 Land $6,000 Building $29,000	$35,000 Land $6,000 Building $29,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2016)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 79% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLAN MUNICIPAL WATER WORKS serves 4,574 people · EPA ID KY0480178
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harlan Community Television Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20