53 Ruthellen Rd, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 53 Ruthellen Rd, Chelmsford, MA 01824

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,014 sqft · built 1962
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Jul 2018)
Tax Bill	$8,949 (2026)
Deeds & Mortgages	Dec 2017 Line of Credit Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHEL M:0105 B:0414 L:29`

Property Details

APN / Parcel Number

Primary APN	`CHEL M:0105 B:0414 L:29`
Alternative APN	`5976`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,014 sqft Living Area
Gross Area	2,410 sqft
1st Floor Area	1,139 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5976
Street Address	53 RUTHELLEN RD
City	CHELMSFORD
State	MA
Zip	01824-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	414
Legal Lot Number	29
Jurisdiction	CHELMSFORD MA
Township / Civil Division	CHELMSFORD
Census Block Group	3
Census Block	3022
Census Tract	317102

Owner

53 Ruthellen Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 RUTHELLEN RD, CHELMSFORD, MA 01824-4022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jul 25, 2018	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Prior Sale	Mar 3, 1986 · Amount on File
Deed Book / Page	32268 / 218
Transfer Doc	032268-218
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	53 RUTHELLEN RD, CHELMSFORD, MA 01824-4022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31721-256
Date	Dec 13, 2017
Book Page	31721/256
Instrument	55915

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHELMSFORD MA
Property Address	53 RUTHELLEN RD, CHELMSFORD, MA 01824-4022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33451-21
Date	Oct 16, 2019
Book Page	33451/21
Instrument	44907

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHELMSFORD MA
Recording Date	Jul 25, 2018
Property Address	53 RUTHELLEN RD, CHELMSFORD, MA 01824-4022
Document Number	32268-218
Book / Page	32268 / 218
Instrument	31601
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.64
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 RUTHELLEN RD, CHELMSFORD, MA 01824-4022

Mortgage

Document Number	322680220
Date	Jul 25, 2018
Instrument	32268/0220

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 53 Ruthellen Rd was $8,949, up 11% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Chelmsford Town
Unified School District	Chelmsford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,949.00 (+10.96%)	$674,400 (+16.24%) Land $345,700 Building $328,700	$767,125 (-)
2025	$8,065.00 (+1.68%)	$580,200 (-0.38%) Land $315,000 Building $265,200	$767,125 (+13.8%)
2024	$7,932.00 (+0.25%)	$582,400 (+5.78%) Land $315,000 Building $267,400	$674,120
2023	$7,912.00	$550,600 Land $338,800 Building $211,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Ruthellen Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Ruthellen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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