46 Ruthellen Rd, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 46 Ruthellen Rd, Chelmsford, MA 01824

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,056 sqft · built 1962
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on File
Last Sale$249,000 (Aug 2011)
Tax Bill$7,369 (2026)
Deeds & MortgagesSep 2020 Refinance
Flood ZoneZone X (minimal risk)
APNCHEL M:0105 B:0397 L:40

Property Details

APN / Parcel Number

Primary APNCHEL M:0105 B:0397 L:40
Alternative APN
  • 6122

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area2,172 sqft
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelGas

Location & Zoning

Account Number6122
Street Address46 RUTHELLEN RD
CityCHELMSFORD
StateMA
Zip01824-4023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal SubdivisionCHELMSFORD ACRES 02
Legal Block397
Legal Lot Number40
JurisdictionCHELMSFORD MA
Township / Civil DivisionCHELMSFORD
Census Block Group3
Census Block3020
Census Tract317102

Owner

46 Ruthellen Rd is owned and occupied by two individuals who bought it in August 2011.

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address46 RUTHELLEN RD, CHELMSFORD, MA 01824-4023
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2011 · Amount on File
Deed SaleAug 26, 2011 · Amount on File
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Property Address46 RUTHELLEN RD, CHELMSFORD, MA 01824-4023
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number34663-181
DateSep 23, 2020
Book Page34663/181
Instrument46285
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 46 Ruthellen Rd was $7,369, up 8% from the year before.

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionChelmsford Town
Unified School DistrictChelmsford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,369.00 (+7.97%)$555,300 (+13.1%) Land $347,300 Building $208,000$593,085 (-)
2025$6,825.00 (+2.85%)$491,000 (+0.78%) Land $316,600 Building $174,400$593,085 (+10.57%)
2024$6,636.00 (-1.65%)$487,200 (+3.77%) Land $316,600 Building $170,600$536,370
2023$6,747.00$469,500 Land $340,500 Building $129,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Ruthellen Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 units insured
incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Ruthellen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHELMSFORD WATER DISTRICT
serves 28,750 people · EPA ID MA3056000
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

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