Bergen County and Dumont Borough property record for 53 Prospect Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,836 sqft · built 1952 |
| Lot Size | 0.119 acres (5,201 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,619 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01113-0000-00019 |
| Primary APN | 10-01113-0000-00019 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,836 sqft Living Area |
|---|
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 5,201 sqft (0.119 acres) |
| Lot Dimensions | 104 ft deep x 50 ft wide |
| Account Number | 061200 |
|---|---|
| Street Address | 53 PROSPECT AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X104 |
| Legal Subdivision | COOPER |
| Legal Block | 1113 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 10200 |
53 Prospect Ave is owned and occupied by two individuals.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 53 PROSPECT AVE, DUMONT, NJ 07628-3521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 53 PROSPECT AVE, DUMONT, NJ 07628-3521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0037180404 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 3718/404 |
| Instrument | 20-089181 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 95 Months |
| Due | Aug 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 53 PROSPECT AVE, DUMONT, NJ 07628-3521 |
| Document Number | 0027340254 |
| Book / Page | 002734 / 000254 |
| Instrument Date | Sep 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 53 PROSPECT AVE DUMONT NJ 076283521, DUMONT, NJ 07628-3521 |
| Document Number | 0027340254 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 002734/000254 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 26, 2027 |
The 2025 property tax bill for 53 Prospect Ave was $13,619, up 2.7% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $622,600 (+6.98%) Land $292,800 Building $329,800 | $622,600 (+6.98%) Land $292,800 Building $329,800 | |
| 2025 | $13,619.00 (+2.71%) | $582,000 Land $268,800 Building $313,200 | $582,000 Land $268,800 Building $313,200 |
| 2024 | $13,260.00 | ||
| 2023 | $326,200 Land $144,900 Building $181,300 | $326,200 Land $144,900 Building $181,300 | |
| 2022 | $12,666.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 53 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 53 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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