Bergen County and Dumont Borough property record for 36 Prospect Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,930 sqft · built 1915 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,000 (Aug 1999) |
| Tax Bill | $13,193 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Feb 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01109-0000-00011 |
| Primary APN | 10-01109-0000-00011 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,930 sqft Living Area |
|---|
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Lot Area | 6,499 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Account Number | 053800 |
|---|---|
| Street Address | 36 PROSPECT AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 65X100 |
| Legal Block | 1109 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 7 |
| Census Block | 7006 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 36 PROSPECT AVE, DUMONT, NJ 07628-3353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · Line of Credit FREEDOM BANK |
| Feb 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 1999 · Amount on Record |
| Deed Sale | Aug 10, 1999 · Amount on Record |
| Deed Document Number | 1999136723 |
| Deed Book / Page | 8196 / 467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 36 PROSPECT AVE, DUMONT, NJ 07628-3353 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 36 PROSPECT AVE, DUMONT, NJ 07628-3353 |
| Document Number | 0042801811 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 4280/1811 |
| Instrument | 2021116166 |
| Name | FREEDOM BANK |
|---|---|
| Type | Bank |
| Address | MAYWOOD, NJ 07607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 36 PROSPECT AVE, DUMONT, NJ 07628-3353 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031890274 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 3189/274 |
| Instrument | 19-013724 |
| Name | FREEDOM BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $603,700 (+7.08%) Land $308,500 Building $295,200 | $603,700 (+7.08%) Land $308,500 Building $295,200 | |
| 2025 | $13,193.00 (+3.04%) | $563,800 (+78.98%) Land $283,400 Building $280,400 | $563,800 (+78.98%) Land $283,400 Building $280,400 |
| 2024 | $12,804.00 (+4.68%) | ||
| 2023 | $315,000 Land $157,000 Building $158,000 | $315,000 Land $157,000 Building $158,000 | |
| 2022 | $12,231.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1979–2021) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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