53 Point Ln, Ridgeway, SC 29130 Property Records

Fairfield County property record for 53 Point Ln, Ridgeway, SC 29130

Property Summary

Property Type	Single Family Home
Details	2,171 sqft
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$6,145 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`135-01-00-024-000`

Property Details

APN / Parcel Number

Primary APN	`135-01-00-024-000`
Alternative APN	`8001`

Interior

Stories	1 Story
Building Area	2,171 sqft Living Area
Gross Area	3,371 sqft
1st Floor Area	1,457 sqft
2nd Floor Area	714 sqft

Exterior

Exterior Material	Wood Siding
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	786 sqft
Deck Area	323 sqft
Patio Area	323 sqft

Location & Zoning

Account Number	8001
Street Address	53 POINT LN
City	RIDGEWAY
State	SC
Zip	29130-7673
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	53 POINT LN SEC 10 LOT 42 LW POINT LANE PLAT: 10-107
Legal Subdivision	LW POINT LANE
Legal Lot Number	42
Jurisdiction	FAIRFIELD SC
Township / Civil Division	RIDGEWAY
Census Block Group	3
Census Block	3005
Census Tract	960302

Owner

Source: Fairfield County records · APN 135-01-00-024-000

Assessment roll updated March 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	149 PINEVIEW CHURCH RD, BLYTHEWOOD, SC 29016-8604
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 21, 2008
Transfer Doc	0000000338
Record Updated	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	53 POINT LN, RIDGEWAY, SC 29130-7673
Transaction Type	Mortgage
Record Updated	Jan 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003489
Date	Dec 14, 2021
Book Page	1502/168
Instrument	202100003489

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2052

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	53 POINT LN, RIDGEWAY, SC 29130-7673
Document Number	0000000814
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53 POINT LN RIDGEWAY SC 291307673, RIDGEWAY, SC 29130-7673

Mortgage

Document Number	0000000814
Date	Apr 20, 2020
Book Page	001407/000060
Instrument	814

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD SC
Property Address	53 POINT LN, RIDGEWAY, SC 29130-7673
Document Number	0000002127
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 02, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	53 POINT LN RIDGEWAY SC 291307673, RIDGEWAY, SC 29130-7673

Mortgage

Document Number	0000002127
Date	Oct 02, 2019
Book Page	001381/000296
Instrument	2127

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated March 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Fairfield County
Unified School District	Fairfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,456 (+56.53%) Land $9,000 Building $15,456	$407,600 (+56.53%) Land $150,000 Building $257,600
2024	$6,145.00 (-0.71%)	$15,624 (-) Land $9,000 Building $6,624	$260,400 (-) Land $150,000 Building $110,400
2023	$6,189.00 (+3.49%)	$15,624 (-) Land $9,000 Building $6,624	$260,400 (-) Land $150,000 Building $110,400
2022	$5,980.00	$15,624 Land $9,000 Building $6,624	$260,400 Land $150,000 Building $110,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 99 policies
Nearby Flood Policies	99 in force
Nearby Flood Claims	23 (2015–2024)
Claims Outside the SFHA	2 of 23
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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