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122 Point Ln, #4, Ridgeway, SC 29130 Property Records

Fairfield County property record for 122 Point Ln, #4, Ridgeway, SC 29130

Property Summary

Property TypeSingle Family Home
Details2,017 sqft · built 1986
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$430,000 (Jun 2020)
Tax Bill$3,621 (2025)
Deeds & MortgagesApr 2023 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN135-01-00-026-000

Property Details

APN / Parcel Number

Primary APN135-01-00-026-000
Alternative APN
  • 8003

Interior

Stories2 Stories
Building Area2,017 sqft Living Area
Gross Area4,020 sqft
1st Floor Area1,362 sqft
2nd Floor Area655 sqft
Basement Area707 sqft
Finished Basement707 sqft
Unfinished Basement707 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage Area345 sqft
Parking Spaces1 Parking Space
Deck Area529 sqft
Patio Area946 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number8003
Street Address122 POINT LN, 4
CityRIDGEWAY
StateSC
Zip29130-8938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description122 POINT LN SEC 10 LOT 40 LW POINT LANE PLAT: NN - 39, 10 - 107
Legal SubdivisionLW POINT LANE
Legal Lot Number40
JurisdictionFAIRFIELD SC
Township / Civil DivisionRIDGEWAY
Census Block Group3
Census Block3005
Census Tract960302

Owner

Source: Fairfield County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address122 POINT LN, RIDGEWAY, SC 29130-8938
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2023Deed of Trust, Mortgage · Conventional Mortgage
SAFE FCU
Jun 12, 2020Grant Deed, Transfer · Conventional with PMI
AMERIS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2020 · Amount on Record
Deed SaleJun 12, 2020 · Amount on Record
Deed Document Number20201178
Deed Book / Page1413 / 59
Prior Transfer DateNov 8, 2007
Prior Transfer Doc0008800024
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAIRFIELD SC
Property Address122 POINT LN # 4, 4, RIDGEWAY, SC 29130-8938
Transaction TypeMortgage
Record UpdatedMay 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000904
DateApr 25, 2023
Book Page1575/166
Instrument202300000904
Lender
NameSAFE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMay 1, 2033

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFAIRFIELD SC
Recording DateJun 12, 2020
Property Address122 POINT LN # 4, 4, RIDGEWAY, SC 29130-8938
Document Number0000001178
Book / Page001413 / 000059
Instrument DateJun 10, 2020
Instrument1178
Transaction TypeTransfer
Record UpdatedDec 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,591.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 POINT LN RIDGEWAY SC 291308938, RIDGEWAY, SC 29130-8938

Mortgage

Document Number1179
DateJun 12, 2020
Book Page001413/000066
Instrument1179
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 11, 2050

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyFairfield County
Unified School DistrictFairfield County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,621.00 (+18.84%)$22,860 (+34.95%) Land $10,000 Building $12,860$571,500 (+34.95%) Land $250,000 Building $321,500
2024$3,047.00 (-2.31%)$16,940 (-) Land $10,000 Building $6,940$423,500 (-) Land $250,000 Building $173,500
2023$3,119.00 (+9.55%)$16,940 (-) Land $10,000 Building $6,940$423,500 (-) Land $250,000 Building $173,500
2022$2,847.00$16,940 Land $10,000 Building $6,940$423,500 Land $250,000 Building $173,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 99 policies
Nearby Flood Policies99 in force
Nearby Flood Claims23 (2015–2024)
Claims Outside the SFHA2 of 23
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.4% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber		5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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