53 Palm Harbor Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 53 Palm Harbor Dr, Murphy, NC 28906

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 2,240 sqft · built 2007
Lot Size	1.55 acres (67,954 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Jul 2017)
Tax Bill	$1,061 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`448904622964000`

Property Details

APN / Parcel Number

Primary APN	`448904622964000`
Alternative APN	`46024`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,240 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	67,954 sqft (1.55 acres)
Lot Dimensions	164 ft deep x 30 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	46024
Street Address	53 PALM HARBOR DR
City	MURPHY
State	NC
Zip	28906-2157
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 5 THE HAVENS OF PALM HARBOR VILLAGE 1281/72
Legal Lot Number	5
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2004
Census Tract	930502

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	53 PALM HARBOR DR, MURPHY, NC 28906-2157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jul 27, 2017	Warranty Deed, Transfer · VA Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	03278
Deed Book / Page	01565 / 0587
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	53 PALM HARBOR DR, MURPHY, NC 28906-2157
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1676/526
Date	Mar 26, 2021
Book Page	1676/526
Instrument	2031

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 27, 2017
Property Address	53 PALM HARBOR DR, MURPHY, NC 28906-2157
Document Number	01565/0587
Book / Page	01565 / 0587
Instrument Date	Jul 16, 2017
Instrument	03278
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 PALM HARBOR DR, 53, MURPHY, NC 28906-2157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 PALM HARBOR DR, MURPHY, NC 28906-2157

Mortgage

Document Number	03279
Date	Jul 27, 2017
Instrument	03279

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,061.00	$148,110 (-)	$148,110 (-) Land $20,000 Building $128,110
2023		$148,110	$148,110 Land $20,000 Building $128,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Blue Ridge Mountain EMC, RiverStreet Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Palm Harbor Dr

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