Cherokee County property record for 51 Palm Harbor Dr, Murphy, NC 28906
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,976 sqft · built 2007 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,000 (Apr 2015) |
| Tax Bill | $711 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 448904622562000 |
| Primary APN | 448904622562000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,976 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 48,787 sqft (1.12 acres) |
| Lot Dimensions | 300 ft deep x 117 ft wide |
| Porch | Open Porch |
| Porch Area | 64 sqft |
| Deck Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 41331 |
|---|---|
| Street Address | 51 PALM HARBOR DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-2157 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 3 PALM HARBOR VILLAGE 1416/164 |
| Legal Lot Number | 3 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 930502 |
51 Palm Harbor Dr, a mobile home, is owned and occupied by an individual who bought it in April 2015.
Source: Cherokee County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 51 PALM HARBOR DR, MURPHY, NC 28906-2157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2015 · Amount on File |
| Deed Sale | Apr 1, 2015 · Amount on File |
| Prior Sale | Jul 22, 2011 |
| Deed Document Number | 0001183721 |
| Deed Book / Page | 1183 / 721 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 51 PALM HARBOR DR, MURPHY, NC 28906-2157 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 01577/0986 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 01577/0986 |
| Instrument | 00014 |
| Name | R M K FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | ONTARIO, CA 91761 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 51 Palm Harbor Dr was $711.
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $711.00 | $95,060 | $95,060 Land $20,000 Building $75,060 |
| 2023 | $95,060 | $95,060 Land $20,000 Building $75,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Palm Harbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Palm Harbor Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: Blue Ridge Mountain EMC, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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