53 Old Hard Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 53 Old Hard Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1952
Lot Size	0.979 acres (42,688 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (Oct 2018)
Tax Bill	$2,018 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-05-26-014255-000-00`

Property Details

APN / Parcel Number

Primary APN	`06-05-26-014255-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Heated Area
Gross Area	1,284 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	42,688 sqft (0.979 acres)

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Patio Area	168 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	53 OLD HARD RD
City	FLEMING ISLAND
State	FL
Zip	32003-7905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF GOV LOT 1 AS REC O R 4136 PG 721
Legal Range	26
Legal Township	05
Legal Section	06
Legal Lot Number	1
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1010
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	53 OLD HARD RD, FLEMING ISLAND, FL 32003-7905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Feb 10, 2004 · Amount on Record
Deed Document Number	2018056681
Deed Book / Page	4136 / 0721
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	53 OLD HARD RD, FLEMING ISLAND, FL 32003-7905
Transaction Type	Mortgage
Record Updated	Apr 4, 2022
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 OLD HARD RD, FLEMING ISLAND, FL 32003-7905

Mortgage

Document Number	0045841266
Date	Mar 17, 2022
Book Page	4584/1266
Instrument	2022017484

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Oct 29, 2018
Property Address	53 OLD HARD RD, FLEMING ISLAND, FL 32003-7905
Document Number	0041360721
Book / Page	004136 / 000721
Instrument Date	Oct 26, 2018
Instrument	56681
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	COMPASS LAND AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$917.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	53 OLD HARD RD FLEMING ISLAND FL 320037905, FLEMING ISLAND, FL 32003-7905

Mortgage

Document Number	41360723
Date	Oct 29, 2018
Book Page	004136/000723
Instrument	56682

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32246

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2038

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,018.00 (-6.01%)	$132,337 (+4.06%) Land $39,200 Building $93,137	$132,337 (+4.06%) Land $39,200 Building $93,137
2023	$2,147.00 (+14.26%)	$127,177 (+8.74%) Land $39,200 Building $87,977	$127,177 (+8.74%) Land $39,200 Building $87,977
2022	$1,879.00	$116,956 Land $39,200 Building $77,756	$116,956 Land $39,200 Building $77,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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