15 Old Hard Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 15 Old Hard Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 2007
Lot Size	0.38 acres (16,552 sqft)
Owner	2 Company Names on Record
Last Sale	$230,000 (May 2017)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Feb 2026 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-05-26-014260-001-01`

Property Details

APN / Parcel Number

Primary APN	`06-05-26-014260-001-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
Gross Area	1,825 sqft
1st Floor Area	1,365 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	16,552 sqft (0.38 acres)
Garage Type	Attached
Garage Area	460 sqft

Exterior Amenities

Pool Area	439 sqft
Porch	Finished/Open Porch
Porch Area	319 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 OLD HARD RD
City	FLEMING ISLAND
State	FL
Zip	32003-7905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF GOV LOT 5 AS REC OR 3972 PG 85
Legal Range	26E
Legal Township	05S
Legal Section	06
Legal Lot Number	5
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1010
Census Tract	30707

Owner

Source: Clay County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15 OLD HARD RD, FLEMING ISLAND, FL 32003-7905
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
May 11, 2017	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Deed Document Number	201723964
Deed Book / Page	3972 / 85
Last Transfer Date	Feb 3, 2026
Transfer Doc	0050101884
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Feb 4, 2026
Property Address	15 OLD HARD RD, FLEMING ISLAND, FL 32003-7905
Document Number	0050101884
Book / Page	5010 / 1884
Instrument Date	Feb 3, 2026
Instrument	2026005150
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 OLD HARD RD, FLEMING ISLAND, FL 32003-7905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	15 OLD HARD RD, FLEMING ISLAND, FL 32003-7905

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	15 OLD HARD RD, FLEMING ISLAND, FL 32003-7905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OLD HARD RD, FLEMING ISLAND, FL 32003-7905

Mortgage

Document Number	0043721325
Date	Nov 4, 2020
Book Page	4372/1325
Instrument	2020057769

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 11, 2017
Property Address	15 OLD HARD RD, FLEMING ISLAND, FL 32003-7905
Document Number	0039720085
Book / Page	3972 / 0085
Instrument Date	May 2, 2017
Instrument	2017023964
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 OLD HARD RD, 15, FLEMING ISLAND, FL 32003-7905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OLD HARD RD, FLEMING ISLAND, FL 32003-7905

Mortgage

Document Number	2017023965
Date	May 11, 2017
Instrument	2017023965

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,268.00 (+4.95%) Homeowner's exemption	$188,879 (+5.99%)	$305,493 (+5.53%) Land $30,000 Building $275,493
2024	$2,161.00 (-11.07%)
2023	$2,430.00 (+8.39%) Homeowner's exemption	$178,210 (+3%)	$289,481 (+13.71%) Land $30,000 Building $259,481
2022	$2,242.00 Homeowner's exemption	$173,020	$254,580 Land $30,000 Building $224,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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