53 Middle St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 53 Middle St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,614 sqft)
Owner	2 Individual Names on File
Last Sale	$1,296,400 (Aug 2005)
Tax Bill	$33,708 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CONC M:9G B:755`

Property Details

APN / Parcel Number

Primary APN	`CONC M:9G B:755`
Alternative APNs	`M:00009G B:00755-00000` `2877`

Exterior

Lot Area	12,614 sqft (0.29 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	2877
Street Address	53 MIDDLE ST
City	CONCORD
State	MA
Zip	01742-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Subdivision	CONCORD
Legal Block	755
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1021
Census Tract	361300

Owner

53 Middle St is owned and occupied by two individuals who bought it in August 2005.

Source: Middlesex County and Concord Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	53 MIDDLE ST, CONCORD, MA 01742-2406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
May 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage MIDDLESEX SAVINGS BANK
May 7, 2020	Deed of Trust, Mortgage · Balloon Mortgage MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2005 · Amount on File
Deed Sale	Aug 3, 2005 · Amount on File
Deed Document Number	2005166873
Deed Book / Page	45786 / 66
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	53 MIDDLE ST, CONCORD, MA 01742-2406
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085081-241
Date	Jan 2, 2026
Book Page	85081/241
Instrument	77

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	53 MIDDLE ST, CONCORD, MA 01742-2406
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084049-342
Date	May 5, 2025
Book Page	84049/342
Instrument	47842

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2040

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	53 MIDDLE ST, CONCORD, MA 01742-2406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74627-365
Date	May 7, 2020
Book Page	74627/365
Instrument	68956

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 53 Middle St was $33,708, down 0.1% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,708.00 (-0.09%)	$2,542,100 (-1.07%) Land $1,232,000 Building $1,310,100	$1,989,585
2024	$33,738.00 (+17.37%)	$2,569,500 (+15.85%) Land $1,232,000 Building $1,337,500
2023	$28,744.00	$2,217,900 Land $1,119,900 Building $1,098,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 53 Middle St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1979–2010)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 53 Middle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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