25 Middle St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 25 Middle St, Concord, MA 01742

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,840 sqft · built 1820
Lot Size	0.195 acres (8,490 sqft)
Owner	2 Individual Names on File
Last Sale	$1,150,000 (Oct 2018)
Tax Bill	$24,507 (2026)
Deeds & Mortgages	Jan 2021 Refinance Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CONC M:9G B:762 L:1`

Property Details

APN / Parcel Number

Primary APN	`CONC M:9G B:762 L:1`
Alternative APNs	`M:00009G B:00762-00001` `2884`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,840 sqft Living Area
Gross Area	6,170 sqft
Basement Area	1,230 sqft
Unfinished Basement	1,230 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,490 sqft (0.195 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2884
Street Address	25 MIDDLE ST
City	CONCORD
State	MA
Zip	01742-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	762
Legal Lot Number	1
Jurisdiction	CONCORD MA
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1021
Census Tract	361300

Owner

25 Middle St is owned and occupied by two individuals who bought it in October 2018.

Source: Middlesex County and Concord Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 MIDDLE ST, CONCORD, MA 01742-2406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 4, 2018	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on File
Deed Sale	Oct 4, 2018 · Amount on File
Prior Sale	Oct 17, 2012
Deed Book / Page	71710 / 67
Transfer Doc	0071710-67
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD MA
Property Address	25 MIDDLE ST, CONCORD, MA 01742-2406
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076796-49
Date	Jan 27, 2021
Book Page	76796/49
Instrument	18613

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Feb 1, 2035

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD MA
Recording Date	Oct 4, 2018
Property Address	25 MIDDLE ST, CONCORD, MA 01742-2406
Document Number	71710-67
Book / Page	071710 / 000067
Instrument Date	Oct 3, 2018
Instrument	153768
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,244.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 MIDDLE ST CONCORD MA 017422406, CONCORD, MA 01742-2406

Mortgage

Document Number	71710-70
Date	Oct 4, 2018
Book Page	071710/000070
Instrument	153769

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 3, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 25 Middle St was $24,507, up 10,373.1% from the year before.

Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Concord Town
Elementary School District	Concord School District (PK - 08)
Secondary School District	Concord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,507.00 (+10,373.08%)	$1,877,900 (+6.12%) Land $1,212,600 Building $665,300	$1,912,227 (+13.39%)
2025	$234.00 (-98.99%)	$1,769,600 (-) Land $1,154,800 Building $614,800	$1,686,345
2024	$23,235.00 (+9.65%)	$1,769,600 (+8.23%) Land $1,154,800 Building $614,800
2023	$21,190.00	$1,635,000 Land $1,049,800 Building $585,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Middle St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1979–2010)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Middle St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Concord Light Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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