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45 Lost Lake Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 45 Lost Lake Dr, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,361 sqft · built 2019
Lot Size0.2 acres (8,712 sqft)
Owner2 Company Names on File
Last Sale$350,000 (Feb 2019)
Tax Bill$334 (2025)
Deeds & MortgagesJan 2024 Transfer
Feb 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN185889-1040

Property Details

APN / Parcel Number

Primary APN185889-1040

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,361 sqft Living Area
Gross Area2,941 sqft
1st Floor Area2,361 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area580 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area135 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address45 LOST LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32086-2951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description84/1-13 LAKEWOOD POINTE LOT 4 OR4677/1729 & 5889/578
Legal Range30E
Legal Township09S
Legal Section04
Legal SubdivisionLAKEWOOD POINTE
Legal Block1
Legal Lot Number4
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group3
Census Block3001
Census Tract21209

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address45 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Feb 8, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Aug 10, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 8, 2019 · Amount on Record
Deed SaleFeb 8, 2019 · Amount on Record
Prior SaleAug 10, 2018 · Amount on Record
Deed Document Number20198894
Deed Book / Page4677 / 1729
Last Transfer DateJan 22, 2024
Transfer Doc0058890578
Record UpdatedJun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJan 23, 2024
Property Address45 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951
Document Number0058890578
Book / Page5889 / 578
Map ReferenceMB 84 PG 1-13
Instrument DateJan 22, 2024
Instrument2024005383
Transaction TypeTransfer
Record UpdatedFeb 2, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address45 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address45 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951

February 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 8, 2019
Property Address45 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951
Document Number0046771729
Book / Page4677 / 1729
Map ReferenceMB 84 PG 1-13
Instrument DateFeb 4, 2019
Instrument2019008894
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 2, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951

Mortgage

Document Number2019008897
DateFeb 8, 2019
Instrument2019008897
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateAug 10, 2018
Property Address45 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2951
Document Number0045951502
Book / Page004595 / 001502
Instrument DateAug 8, 2018
Instrument58184
Transaction TypeTransfer
Record UpdatedFeb 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,296.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$332,865 (+2.7%)$470,025 (-0.85%) Land $100,800 Building $369,225
2025$334.00 (+31.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$324,114 (+5.99%)$474,067 (+0.32%) Land $100,800 Building $373,267
2024$254.00
2023$254.00 (-88.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$305,806 (+3%)$472,536 (+8.64%) Land $100,800 Building $371,736
2022$2,175.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$296,899$434,956 Land $100,800 Building $334,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 145 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies429 units insured
incl. 284 condo units
Nearby Flood Claims20 (2016–2022)
Claims Outside the SFHA3 of 20
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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