49 Lambert Rdg, Cross River, NY 10518 Property Records

Westchester County and Lewisboro Town property record for 49 Lambert Rdg, Cross River, NY 10518

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,734 sqft · built 1998
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$960,000 (Feb 2018)
Tax Bill	$27,233 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10533-466`

Property Details

APN / Parcel Number

Primary APN	`10533-466`
Alternative APNs	`300010503304660010070000` `553000 10533-466-0017`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	3,734 sqft Living Area
Attic	Attic
Attic Area	446 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	10533-466
Street Address	49 LAMBERT RDG
City	CROSS RIVER
State	NY
Zip	10518-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	MICHELLE ESTATES AT CROSS RIVER
Legal Block	466-
Legal Lot Number	1.7
Jurisdiction	WESTCHESTER NY
Township / Civil Division	LEWISBORO
Census Block Group	3
Census Block	3007
Census Tract	12502

Owner

49 Lambert Rdg is owned by an individual who bought it in February 2018.

Source: Westchester County and Lewisboro Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	LAMBERT RDG, CROSS RIVER, NY 10518
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 1, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2018 · Amount on File
Deed Sale	Feb 1, 2018 · Amount on File
Prior Sale	Aug 18, 1998 · Amount on File
Deed Document Number	2018580223088
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	49 LAMBERT RDG, CROSS RIVER, NY 10518-1123
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	WORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610643734
Date	Mar 8, 2021
Instrument	610643734

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	49 LAMBERT RDG, CROSS RIVER, NY 10518-1123
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	WORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610633271
Date	Mar 4, 2021
Instrument	610633271

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 1, 2018
Property Address	49 LAMBERT RDG, CROSS RIVER, NY 10518-1123
Document Number	0580223088
Map Reference	MAP24046
Instrument Date	Jan 29, 2018
Instrument	580223088
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	BENCHMARK TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 LAMBERT RDG, 49, CROSS RIVER, NY 10518-1123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MACLEAN AVE, KENILWORTH, IL 60043

Mortgage

Document Number	0580313083
Date	Feb 1, 2018
Instrument	580313083

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 49 Lambert Rdg was $27,233, up 382% from the year before.

Source: Westchester County and Lewisboro Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Lewisboro Town
Unified School District	Katonah-Lewisboro Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,233.00 (+382%)
2025	$5,650.00	$87,150 (-) Land $19,000 Building $68,150	$1,389,952 (+2.39%) Land $303,030 Building $1,086,922
2024		$87,150 (-) Land $19,000 Building $68,150	$1,357,476 (+8.72%) Land $295,950 Building $1,061,526
2023		$87,150 Land $19,000 Building $68,150	$1,248,567 Land $272,206 Building $976,361

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 49 Lambert Rdg in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1980–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Lambert Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MICHELLE ESTATES private · serves 340 people · EPA ID NY5930013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Lambert Rdg

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