53 Harding St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 53 Harding St, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 996 sqft · built 1955
Lot Size0.428 acres (18,623 sqft)
Owner2 Individual Names on File
Last Sale$144,500 (Apr 2017)
Tax Bill$3,309 (2025)
Deeds & MortgagesApr 2017 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN302-00011

Property Details

APN / Parcel Number

Primary APN302-00011
Alternative APN
  • CHIC M:0302 P:00011

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area996 sqft Living Area
Gross Area1,760 sqft
1st Floor Area984 sqft
Basement Area744 sqft
Unfinished Basement744 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,623 sqft (0.428 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number302-00011
Street Address53 HARDING ST
CityCHICOPEE
StateMA
Zip01013-1707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2009
Census Tract811102

Owner

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address53 HARDING ST, CHICOPEE, MA 01013-1707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 28, 2017 · Amount on Record
Deed SaleApr 28, 2017 · Amount on Record
Deed Book / Page21658 / 384
Record UpdatedJun 8, 2026

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateApr 28, 2017
Property Address53 HARDING ST, CHICOPEE, MA 01013-1707
Document Number21658-384
Book / Page21658 / 384
Instrument23069
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$24.87
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number216580387
DateApr 28, 2017
Instrument21658/0387
Lender
NameNORTHPOINT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 28, 2047

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,309.00 (+5.21%)$218,300 (+2.44%) Land $105,100 Building $113,200$247,095
2024$3,145.00 (+5.75%)$213,100 (+8.56%) Land $103,100 Building $110,000
2023$2,974.00$196,300 Land $93,800 Building $102,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Chicopee Municipal Lighting Plant
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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