Hampden County and Chicopee City property record for 27 Harding St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1960 |
| Lot Size | 0.266 acres (11,570 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,900 (Dec 2018) |
| Tax Bill | $4,080 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 302-00008 |
| Primary APN | 302-00008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 2,448 sqft |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,570 sqft (0.266 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 302-00008 |
|---|---|
| Street Address | 27 HARDING ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 811102 |
Source: Hampden County and Chicopee City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 HARDING ST, CHICOPEE, MA 01013-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Mar 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Dec 14, 2018 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 14, 2018 | Warranty Deed, Transfer DCALVAN RET |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Prior Sale | Sep 14, 2018 · Amount on Record |
| Deed Document Number | 201874490 |
| Deed Book / Page | 22484 / 186 |
| Transfer Doc | 19697-158 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 27 HARDING ST, CHICOPEE, MA 01013-1707 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024318-240 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 24318/240 |
| Instrument | 91340 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 27 HARDING ST, CHICOPEE, MA 01013-1707 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23797-422 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 23797/422 |
| Instrument | 21801 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Dec 14, 2018 |
| Property Address | 27 HARDING ST, CHICOPEE, MA 01013-1707 |
| Document Number | 22484-186 |
| Book / Page | 22484 / 186 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 74490 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 70 BROADWAY ST APT 213, 213, CHICOPEE, MA 01020-2600 |
| Investor | Possibly a Property Investor |
| Document Number | 74491 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 74491 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Sep 14, 2018 |
| Property Address | 27 HARDING ST, CHICOPEE, MA 01013-1707 |
| Document Number | 22357-461 |
| Book / Page | 022357 / 000461 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 55039 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $534.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3 FUGERE CT EASTHAMPTON MA 010271109, EASTHAMPTON, MA 01027-1109 |
| Document Number | 22357-463 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 022357/000463 |
| Instrument | 55040 |
| Name | DCALVAN RET |
|---|
| Amount | Amount Recorded |
|---|
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,080.00 (+5.51%) | $269,100 (+2.71%) Land $101,400 Building $167,700 | $279,300 |
| 2024 | $3,867.00 (+6.09%) | $262,000 (+8.89%) Land $99,400 Building $162,600 | |
| 2023 | $3,645.00 | $240,600 Land $90,400 Building $150,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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