Middlesex County and Reading Town property record for 53 Dividence Rd, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,278 sqft · built 2009 |
| Lot Size | 0.45 acres (19,593 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,309,000 (Jul 2017) |
| Tax Bill | $16,554 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:051.0-0000-0013.0 |
| Primary APN | READ M:051.0-0000-0013.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 4,278 sqft Living Area |
| Gross Area | 6,222 sqft |
| Basement Area | 1,560 sqft |
| Unfinished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,593 sqft (0.45 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2070000000060 |
|---|---|
| Street Address | 53 DIVIDENCE RD |
| City | READING |
| State | MA |
| Zip | 01867-1071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records · APN READ M:051.0-0000-0013.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 53 DIVIDENCE RD, READING, MA 01867-1071 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 02, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Apr 29, 2020 | Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA |
| Oct 24, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Nov 07, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jul 31, 2017 | Quit Claim Deed, Transfer GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on Record |
| Deed Sale | Jul 31, 2017 · Amount on Record |
| Prior Sale | Aug 03, 2015 · Amount on Record |
| Deed Book / Page | 69701 / 496 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 53 DIVIDENCE RD, READING, MA 01867-1071 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0077108-17 |
|---|---|
| Date | Mar 02, 2021 |
| Book Page | 77108/17 |
| Instrument | 46270 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 53 DIVIDENCE RD, READING, MA 01867-1071 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74562-508 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 74562/508 |
| Instrument | 63141 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 53 DIVIDENCE RD, READING, MA 01867-1071 |
| Document Number | 73547-367 |
| Instrument Date | Oct 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 53 DIVIDENCE RD READING MA 018671071, READING, MA 01867-1071 |
| Document Number | 73547-367 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 073547/000367 |
| Instrument | 167568 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 28, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Nov 07, 2018 |
| Property Address | 53 DIVIDENCE RD, READING, MA 01867-1071 |
| Document Number | 71855-3 |
| Book / Page | 071855 / 000003 |
| Instrument Date | Nov 01, 2018 |
| Instrument | 1487 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 53 DIVIDENCE RD READING MA 018671071, READING, MA 01867-1071 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 31, 2017 |
| Property Address | 53 DIVIDENCE RD, READING, MA 01867-1071 |
| Document Number | 69701-496 |
| Book / Page | 069701 / 000496 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 121584 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,969.04 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 53 DIVIDENCE RD READING MA 018671071, READING, MA 01867-1071 |
| Document Number | 69701-498 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 069701/000498 |
| Instrument | 121585 |
| Name | GUARANTEED RATE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 30, 2047 |
| Rate | 3.38% |
|---|
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,554.00 (+0.86%) | $1,453,400 (+3.78%) Land $534,100 Building $919,300 | $1,702,020 (+0.06%) |
| 2024 | $16,413.00 (-0.4%) | $1,400,400 (+6.99%) Land $514,500 Building $885,900 | $1,701,070 |
| 2023 | $16,479.00 | $1,308,900 Land $480,700 Building $828,200 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173343003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 200 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3246000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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