49 Dividence Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 49 Dividence Rd, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,019 sqft · built 1935
Lot Size	0.491 acres (21,371 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,878 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`READ M:051.0-0000-0096.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:051.0-0000-0096.0`
Alternative APNs	`M:051.0=0000=0096.0` `2220000000030` `2220000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,019 sqft Living Area
Gross Area	5,687 sqft
1st Floor Area	1,008 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,371 sqft (0.491 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2220000000030
Street Address	49 DIVIDENCE RD
City	READING
State	MA
Zip	01867-1071
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	3
Census Block	3004
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:051.0-0000-0096.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 DIVIDENCE RD, READING, MA 01867-1071
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2017	Deed of Trust, Mortgage HANSCOM FCU
Jan 09, 2017	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Dec 26, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 26, 2017
Deed Sale	Dec 26, 2017
Prior Sale	Dec 26, 2017
Deed Document Number	2017208587
Deed Book / Page	70434 / 7
Transfer Doc	70434-7
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	49 DIVIDENCE RD, READING, MA 01867-1071
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69677-442
Date	Jul 27, 2017
Book Page	69677/442
Instrument	118907

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	49 DIVIDENCE RD, READING, MA 01867-1071
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68728-102
Date	Jan 09, 2017
Book Page	68728/102
Instrument	3883

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2032

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	49 DIVIDENCE RD, READING, MA 01867-1071
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74700-90
Date	May 19, 2020
Book Page	74700/90
Instrument	75227

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Dec 26, 2017
Property Address	49 DIVIDENCE RD, READING, MA 01867-1071
Document Number	70434-7
Book / Page	070434 / 000007
Instrument Date	Dec 07, 2017
Instrument	8587
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	49 DIVIDENCE RD READING MA 018671071, READING, MA 01867-1071

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Dec 26, 2017
Property Address	49 DIVIDENCE RD, READING, MA 01867-1071
Document Number	70434-3
Book / Page	070434 / 000003
Instrument Date	Oct 30, 2017
Instrument	8585
Transaction Type	Transfer
Record Updated	Jan 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 DIVIDENCE RD READING MA 018671071, READING, MA 01867-1071

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,878.00 (+0.85%)	$1,130,600 (+3.76%) Land $541,000 Building $589,600	$1,173,345 (+9.5%)
2024	$12,770.00 (-0.44%)	$1,089,600 (+6.95%) Land $521,200 Building $568,400	$1,071,505
2023	$12,827.00	$1,018,800 Land $486,900 Building $531,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173343003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 200 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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