53 Bishop Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 53 Bishop Dr, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 1971
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Trust Names on Record
Tax Bill	$6,616 (2026)
Deeds & Mortgages	Mar 2021 Line of Credit Sep 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8698-71`

Property Details

APN / Parcel Number

Primary APN	`8698-71`
Alternative APN	`CUMB M:056 B:0047 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	3,892 sqft
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,897 sqft (0.87 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8698-71
Street Address	53 BISHOP DR
City	CUMBERLAND
State	RI
Zip	02864-3360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	47
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1002
Census Tract	11404

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	53 BISHOP DR, CUMBERLAND, RI 02864-3360
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed of Trust, Mortgage · Line of Credit BANK RHODE ISLAND
Sep 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Sep 19, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 23, 2020
Transfer Doc	001941-218
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	53 BISHOP DR, CUMBERLAND, RI 02864-3360
Transaction Type	Mortgage
Record Updated	Mar 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1879-628
Date	Mar 8, 2021
Book Page	1879/628
Instrument	122239

Lender

Name	BANK RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2061

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	53 BISHOP DR, CUMBERLAND, RI 02864-3360
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1814-601
Date	Sep 26, 2019
Book Page	1814/601

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2039

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 19, 2022
Property Address	53 BISHOP DR, CUMBERLAND, RI 02864-3360
Document Number	001941-218
Book / Page	1941 / 218
Instrument Date	Dec 23, 2020
Instrument	135289
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Apr 30, 2019
Property Address	53 BISHOP DR, CUMBERLAND, RI 02864-3360
Document Number	1800-67
Book / Page	001800 / 000067
Instrument Date	Apr 18, 2019
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	53 BISHOP DR CUMBERLAND RI 028643360, CUMBERLAND, RI 02864-3360

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	53 BISHOP DR, CUMBERLAND, RI 02864-3360
Document Number	1744-206
Book / Page	001744 / 000206
Instrument Date	May 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 BISHOP DR CUMBERLAND RI 028643360, CUMBERLAND, RI 02864-3360

Mortgage

Document Number	1744-206
Date	Jun 12, 2017
Book Page	001744/000206

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,616.00 (+2.05%)	$660,900 (+25.08%) Land $297,700 Building $363,200	$607,438
2025	$6,483.00 (+5.59%)	$528,400 (-) Land $215,200 Building $313,200
2023	$6,140.00 (+3.61%)	$528,400 (+33.67%) Land $215,200 Building $313,200
2022	$5,926.00	$395,300 Land $155,100 Building $240,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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