52 Bishop Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 52 Bishop Dr, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,930 sqft · built 1970
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Sep 2009)
Tax Bill	$6,343 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8918-52`

Property Details

APN / Parcel Number

Primary APN	`8918-52`
Alternative APN	`CUMB M:056 B:0042 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,930 sqft Living Area
Gross Area	4,082 sqft
1st Floor Area	1,100 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8918-52
Street Address	52 BISHOP DR
City	CUMBERLAND
State	RI
Zip	02864-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	42
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1001
Census Tract	11404

Owner

52 Bishop Dr is owned and occupied by two individuals who acquired it in November 2020.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 BISHOP DR, CUMBERLAND, RI 02864-3308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Balloon Mortgage BANK RHODE ISLAND
Dec 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SEMPER HOME LOANS INC
Jul 12, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2009 · Amount on File
Deed Sale	Sep 16, 2009 · Amount on File
Deed Book / Page	1474 / 346
Last Transfer Date	Nov 23, 2020
Transfer Doc	001896-272
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	52 BISHOP DR, CUMBERLAND, RI 02864-3308
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001877-480
Date	Feb 22, 2021
Book Page	1877/480
Instrument	121845

Lender

Name	BANK RHODE ISLAND
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	481 Months
Due	Mar 1, 2061

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	52 BISHOP DR, CUMBERLAND, RI 02864-3308
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001866-885
Date	Dec 4, 2020
Book Page	1866/885
Instrument	119641

Lender

Name	SEMPER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jul 12, 2021
Property Address	52 BISHOP DR, CUMBERLAND, RI 02864-3308
Document Number	001896-272
Book / Page	1896 / 272
Instrument Date	Nov 23, 2020
Instrument	125657
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Tax Assessment & Valuation

The 2026 property tax bill for 52 Bishop Dr was $6,343, up 1.9% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,343.00 (+1.93%)	$633,700 (+24.94%) Land $276,100 Building $357,600	$627,542
2025	$6,223.00	$507,200 Land $199,600 Building $307,600
2023	$5,894.00 (+3.91%)	$507,200 (+34.04%) Land $199,600 Building $307,600
2022	$5,672.00	$378,400 Land $143,800 Building $234,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Bishop Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Bishop Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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