5299 Windward Ln, Celina, OH 45822 Property Records

Mercer County property record for 5299 Windward Ln, Celina, OH 45822

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 840 sqft · built 2006
Lot Size	0.119 acres (5,214 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Sep 2024)
Tax Bill	$2,372 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-033000.5000`

Property Details

APN / Parcel Number

Primary APN	`09-033000.5000`
Alternative APN	`09-20-282-046`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	840 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	5,214 sqft (0.119 acres)
Lot Dimensions	79 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5299 WINDWARD LN
City	CELINA
State	OH
Zip	45822-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH POINTE SUBDIVISION THIRD ADD LOT#: 50
Legal Subdivision	SOUTH POINTE SUBDIVISION
Legal Lot Number	50
Jurisdiction	MERCER OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2020
Census Tract	967800

Owner

5299 Windward Ln is owned and occupied by an individual who bought it in September 2024.

Source: Mercer County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	5299 WINDWARD LN, CELINA, OH 45822-4500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2024 · Amount on File
Deed Sale	Sep 24, 2024 · Amount on File
Prior Sale	Aug 17, 2020 · Amount on File
Deed Document Number	20243540
Record Updated	Sep 20, 2026

August 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MERCER OH
Recording Date	Aug 17, 2020
Property Address	5299 WINDWARD LN, CELINA, OH 45822-4500
Document Number	202000005081
Map Reference	CAB 3 PG 97
Instrument Date	Jul 27, 2020
Instrument	202000005081
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	TENURE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1998 STONEWATER DR, 44545

Mortgage

Document Number	202000005082
Date	Aug 17, 2020
Instrument	202000005082

Lender

Name	THE UNION BANK CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5299 Windward Ln was $2,372.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Franklin Township
Unified School District	Celina City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,372.00	$56,980 (-) Land $11,970 Building $45,010
2024	$2,372.00 (-7.88%)	$56,980 (-) Land $11,970 Building $45,010
2023	$2,575.00 (+25%)	$56,980 (+32.88%) Land $11,970 Building $45,010	$162,800 Land $34,200 Building $128,600
2022	$2,060.00	$42,880 Land $8,860 Building $34,020
2020			$122,500 Land $25,300 Building $97,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5299 Windward Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	33 (1992–2019)
Claims Outside the SFHA	15 of 33
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 5 claims Severe Storms And Flooding, Jul 2003 · 3 claims Severe Storms, Tornadoes & Flooding, Jul 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5299 Windward Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND LAKE ESTATES private · serves 103 people · EPA ID OH5400312
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2026
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20