Mercer County property record for 5298 Windward Ln, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,722 sqft · built 2006 |
| Lot Size | 0.168 acres (7,347 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Oct 2018) |
| Tax Bill | $3,838 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-033000.4900 |
| Primary APN | 09-033000.4900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 7,347 sqft (0.168 acres) |
| Lot Dimensions | 93 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5298 WINDWARD LN |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-4500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH POINTE SUBDIVISION THIRD ADD LOT#: 49 |
| Legal Subdivision | SOUTH POINTE SUBDIVISION |
| Legal Lot Number | 49 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 967800 |
5298 Windward Ln is owned and occupied by two individuals who bought it in October 2018.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5298 WINDWARD LN, CELINA, OH 45822-4500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Aug 7, 2017 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Oct 3, 2018 | Survivorship Deed, Transfer · FHA Mortgage WESTERN OHIO MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2018 · Amount on File |
| Deed Sale | Oct 3, 2018 · Amount on File |
| Prior Sale | Mar 27, 2006 · Amount on File |
| Deed Document Number | 20184806 |
| Prior Transfer Date | Apr 19, 2013 |
| Prior Transfer Doc | 0000002401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 5298 WINDWARD LN, CELINA, OH 45822-4500 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100005435 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 202100005435 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 5298 WINDWARD LN, CELINA, OH 45822-4500 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700003672 |
|---|---|
| Date | Aug 7, 2017 |
| Instrument | 201700003672 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 20, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Oct 3, 2018 |
| Property Address | 5298 WINDWARD LN, CELINA, OH 45822-4500 |
| Document Number | 201800004806 |
| Map Reference | CAB3 PG97 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 201800004806 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5298 WINDWARD LN, CELINA, OH 45822-4500 |
| Document Number | 201800004807 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 201800004807 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SIDNEY, OH 45365 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 5298 Windward Ln was $3,838.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Franklin Township |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,838.00 | $94,290 (-) Land $15,330 Building $78,960 | |
| 2024 | $3,838.00 (+0.24%) | $94,290 (-) Land $15,330 Building $78,960 | |
| 2023 | $3,829.00 (+31.4%) | $94,290 (+52.01%) Land $15,330 Building $78,960 | $269,400 Land $43,800 Building $225,600 |
| 2022 | $2,914.00 | $62,030 Land $11,310 Building $50,720 | |
| 2020 | $177,200 Land $32,300 Building $144,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5298 Windward Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 33 (1992–2019) |
| Claims Outside the SFHA | 15 of 33 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5298 Windward Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND LAKE ESTATES private · serves 103 people · EPA ID OH5400312 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jan 2026 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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