5299 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 5299 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,624 sqft
Lot Size	0.427 acres (18,600 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Jul 2017)
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`74-14-433-0003-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-433-0003-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,624 sqft Living Area
1st Floor Area	1,591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	18,600 sqft (0.427 acres)
Lot Dimensions	300 ft deep x 62 ft wide
Garage Area	1,293 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5299 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 119 EXC NLY 300 FT SUP ROY T GILBERTS PLAT NO 1 PCS 196, 732, 197 & 190 T2N R16E
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #1
Legal Lot Number	119
Legal Unit	119
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	647000

Owner

Source: St. Clair County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5299 POINTE TREMBLE RD, ALGONAC, MI 48001-4366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Apr 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Jan 20, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 31, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	Nov 15, 2012 · Amount on Record
Deed Document Number	201718529
Deed Book / Page	4854 / 94
Prior Transfer Date	Nov 7, 2012
Prior Transfer Doc	004323/905
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5299 POINTE TREMBLE RD, ALGONAC, MI 48001-4366
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004926/166
Date	Mar 16, 2018
Book Page	4926/166
Instrument	2018005761

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5299 POINTE TREMBLE RD, ALGONAC, MI 48001-4366
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004938949
Date	Apr 26, 2018
Book Page	4938/949
Instrument	2018009725

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2048

Interest

Rate Type	Fixed Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5299 POINTE TREMBLE RD, ALGONAC, MI 48001-4366
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5299 POINTE TREMBLE RD, ALGONAC, MI 48001-4366

Mortgage

Document Number	0005402143
Date	Aug 3, 2021
Book Page	5402/143
Instrument	2021022274

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5299 POINTE TREMBLE RD, ALGONAC, MI 48001-4366
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5299 POINTE POINTE TREMBLE ROAD, ALGONAC, MI 48001-4366

Mortgage

Document Number	0000547795
Date	Jan 20, 2022
Book Page	5477/95
Instrument	2022001530

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 31, 2017
Property Address	5299 POINTE TREMBLE RD, ALGONAC, MI 48001-4366
Document Number	004854/094
Book / Page	4854 / 094
Map Reference	LB 48 PG 24
Instrument Date	Jul 21, 2017
Instrument	2017018529
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1573 GOLDEN GATE CT, 1573, SAINT CLAIR, MI 48079-3506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8015 DIXIE HWY, IRA, MI 48023-2548

Mortgage

Document Number	004854/096
Date	Jul 31, 2017
Book Page	4854/096
Instrument	2017018530

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,379.00 (-41.54%) Homeowner's exemption	$200,400 (+13.73%)
2024	$5,780.00 (+8.87%)		$400,800 (+13.73%)
2023		$176,200
2022	$5,309.00		$352,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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