5275 Pointe Tremble Rd, Algonac, MI 48001 Property Records

St. Clair County property record for 5275 Pointe Tremble Rd, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,288 sqft
Lot Size	0.482 acres (20,996 sqft)
Owner	Individual Name on Record
Last Sale	$281,000 (May 2017)
Tax Bill	$4,411 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-14-433-0006-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-433-0006-000`

Interior

Full Baths	1 Bath
Building Area	1,288 sqft Living Area
1st Floor Area	820 sqft

Exterior

Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	600 ft deep x 35 ft wide
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5275 POINTE TREMBLE RD
City	ALGONAC
State	MI
Zip	48001-4366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 121 SUP ROY T GILBERTS PLAT NO 1 PCS 196, 732, 197 & 190 T2N R16E
Legal Subdivision	SUPERVISORS ROY T GILBERT PLAT #1
Legal Lot Number	121
Legal Unit	121
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5275 POINTE TREMBLE RD, ALGONAC, MI 48001-4366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Prior Sale	Dec 7, 2007 · Amount on Record
Deed Document Number	201713685
Deed Book / Page	4833 / 562
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 12, 2026
Property Address	5275 POINTE TREMBLE RD, ALGONAC, MI 48001-4366
Document Number	0000011864
Book / Page	5933 / 204
Instrument Date	Jun 8, 2026
Instrument	202611864
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5275 POINTE TREMBLE RD, ALGONAC, MI 48001-4366

Mortgage

Document Number	0000011864,
Date	Jun 12, 2026
Book Page	5933/204
Instrument	202611864

Lender

Name	ADVIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5275 POINTE TREMBLE RD, CLAY, MI 48001-4366
Document Number	0051990216
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5275 POINTE TREMBLE RD ALGONAC MI 480014366, ALGONAC, MI 48001-4366

Mortgage

Document Number	0051990216
Date	Jun 15, 2020
Book Page	005199/000216

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,500 (+8.68%)	$353,000 (+8.68%)
2025	$4,411.00 (+2.46%) Homeowner's exemption	$162,400 (+15.1%)
2024	$4,305.00 (+15.08%)		$324,800 (+15.1%)
2023		$141,100
2022	$3,741.00		$282,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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