5299 Pebble Beach Dr, Sebring, FL 33872 Property Records

Highlands County property record for 5299 Pebble Beach Dr, Sebring, FL 33872

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,818 sqft · built 2022
Lot Size	0.175 acres (7,615 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Sep 2026)
Tax Bill	$4,914 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C044816034200210`

Property Details

APN / Parcel Number

Primary APN	`C044816034200210`
Alternative APN	`C-04-34-28-160-3420-0210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,818 sqft Living Area
Gross Area	2,487 sqft
1st Floor Area	1,818 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Duplex Single
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,615 sqft (0.175 acres)
Lot Dimensions	150 ft deep x 51 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	669 sqft
Driveway	Driveway
Driveway Area	520 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5299 PEBBLE BEACH DR
City	SEBRING
State	FL
Zip	33872-1726
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 SELY 1/2 OF LOT 21 BLK 342
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	SUN N LAKE EST
Legal Block	342
Legal Lot Number	21
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2025
Census Tract	960503

Owner

Source: Highlands County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3239 W WHITLEY RD, COLUMBIA CITY, IN 46725-9734
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Warranty Deed, Transfer HEARTLAND TITLE AGENCY, HEARTLAND TITLE
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 7, 2020	Grant Deed, Foreclosure NOT AVAILABLE
Mar 24, 2020	Tax Deed NOT AVAILABLE
Mar 23, 2020	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Prior Sale	Sep 1, 2023 · Amount on Record
Deed Document Number	20262332421
Deed Book / Page	3220 / 952
Prior Transfer Date	Oct 6, 2020
Prior Transfer Doc	0002009876
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 29, 2026
Property Address	5299 PEBBLE BEACH DR, SEBRING, FL 33872-1726
Document Number	0002332421
Book / Page	3220 / 952
Instrument Date	Sep 21, 2026
Instrument	20262332421
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	HEARTLAND TITLE AGENCY, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$236,845.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3239 W WHITLEY RD, COLUMBIA CITY, IN 46725-9734

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 1, 2023
Property Address	5299 PEBBLE BEACH DR, SEBRING, FL 33872-1726
Document Number	0002167693
Book / Page	2996 / 1619
Map Reference	MB 10 PG 4
Instrument Date	Aug 22, 2023
Instrument	2167693
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6525 3RD ST # ST410, ST410, ROCKLEDGE, FL 32955-5744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5606 SIX MILE COMMERCIAL CT APT 202, 202, FORT MYERS, FL 33912-4525

Mortgage

Document Number	0029961621
Date	Sep 1, 2023
Instrument	2996/1621

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

December 2020: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 7, 2020
Property Address	5299 PEBBLE BEACH DR, SEBRING, FL 33872-1726
Document Number	0002009876
Book / Page	002788 / 001024
Instrument Date	Oct 6, 2020
Instrument	2009876
Transaction Type	Foreclosure
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$144.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1001 HAWKS LANDING DR SEBRING FL 338755323, SEBRING, FL 33875-5323
Investor	Possibly a Property Investor

March 2020: Tax Deed

Document Type	Tax Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 24, 2020
Property Address	5299 PEBBLE BEACH DR, SEBRING, FL 33872-1726
Document Number	0001980508
Book / Page	002745 / 001001
Instrument Date	Mar 24, 2020
Instrument	1980508
Record Updated	Apr 20, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 S COMMERCE AVE SEBRING FL 338703809, SEBRING, FL 33870-3809

March 2020: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 23, 2020
Property Address	5299 PEBBLE BEACH DR, SEBRING, FL 33872-1726
Document Number	0001980248
Book / Page	002745 / 000483
Instrument Date	Mar 23, 2020
Instrument	1980248
Transaction Type	Foreclosure
Record Updated	Apr 20, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$44.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	590 S COMMERCE AVE SEBRING FL 338703867, SEBRING, FL 33870-3867

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,914.00 (+22.67%)	$271,890 (-27.61%) Land $22,950 Building $248,940	$271,890 (-27.61%) Land $22,950 Building $248,940
2024	$4,006.00 (-30.88%)
2023	$5,796.00 (+885.71%)	$375,586 (+1,302.75%) Land $28,688 Building $346,898	$375,586 (+1,302.75%) Land $28,688 Building $346,898
2022	$588.00	$26,775 Land $26,775	$26,775 Land $26,775

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jun 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

5299 Pebble Beach Dr, Sebring, FL 33872 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Grant Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2020: Tax Deed

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2020: Tax Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Pebble Beach Dr

Nearby Streets

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