Highlands County property record for 5290 Pebble Beach Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 2022 |
| Lot Size | 0.29 acres (12,633 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $329,800 (Aug 2022) |
| Tax Bill | $2,421 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C044816035500390 |
| Primary APN | C044816035500390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| Gross Area | 2,160 sqft |
| 1st Floor Area | 1,740 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,633 sqft (0.29 acres) |
| Lot Dimensions | 125 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5290 PEBBLE BEACH DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3FUD |
| Legal Description | SUN N LAKE EST OF SEBRING UNIT 16 PB 10 PG 4 LOT 39 BLK 355 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 355 |
| Legal Lot Number | 39 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 960503 |
Source: Highlands County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5290 PEBBLE BEACH DR, SEBRING, FL 33872-1726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 22, 2021 | Deed, Transfer |
| Mar 18, 2019 | Tax Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on Record |
| Deed Sale | Aug 1, 2022 · Amount on Record |
| Prior Sale | Jun 22, 2021 · Amount on Record |
| Deed Document Number | 20222108010 |
| Deed Book / Page | 2922 / 1018 |
| Prior Transfer Date | Mar 18, 2019 |
| Prior Transfer Doc | 0001932529 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 1, 2022 |
| Property Address | 5290 PEBBLE BEACH DR, SEBRING, FL 33872-1726 |
| Document Number | 0002108010 |
| Book / Page | 2922 / 1018 |
| Map Reference | MB 10 PG 4 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2108010 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,308.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5290 PEBBLE BEACH DR, SEBRING, FL 33872-1726 |
| Document Number | 0029221019 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2922/1019 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 22, 2021 |
| Property Address | 5290 PEBBLE BEACH DR, SEBRING, FL 33872-1726 |
| Document Number | 0002040444 |
| Book / Page | 2832 / 142 |
| Map Reference | MB 10 PG 4 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2040444 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $45.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 600 S COMMERCE AVE, SEBRING, FL 33870-3809 |
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 18, 2019 |
| Property Address | 5290 PEBBLE BEACH DR, SEBRING, FL 33872-1726 |
| Document Number | 0001932529 |
| Book / Page | 002682 / 001037 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 1932529 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 25, 2019 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $200,517 (+5.99%) | $257,827 (+0.23%) Land $25,250 Building $232,577 | |
| 2024 | $2,421.00 (+2.2%) | ||
| 2023 | $2,369.00 (+454.8%) Homeowner's exemption | $189,190 (+2,897.31%) | $257,227 (+3,975.21%) Land $21,715 Building $235,512 |
| 2022 | $427.00 | $6,312 Land $6,312 | $6,312 Land $6,312 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 67 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jun 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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