Oakland County property record for 5299 Beach Rd, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,257 sqft · built 1966 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (Jan 2023) |
| Tax Bill | $7,192 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-07-377-002 |
| Primary APN | 88-20-07-377-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 3,257 sqft Living Area |
| 1st Floor Area | 2,076 sqft |
| Basement Area | 2,046 sqft |
| Unfinished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Tri-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 284 ft deep x 157 ft wide |
| Terrain | Rolling |
| Garage Area | 756 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 96 sqft |
| Patio Area | 408 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5299 BEACH RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | T2N, R11E, SEC 7 BEACH ROAD SUB LOT 1 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 7 |
| Legal Subdivision | BEACH ROAD SUB |
| Legal Lot Number | 1 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 196500 |
Source: Oakland County records · APN 88-20-07-377-002
Assessment roll updated February 4, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VANGUARD TITLE COMPANY, VANGUARD TITLE |
| Jul 06, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MICHAEL PERUSICH |
| Jul 06, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage SHARNELLA CLARK |
| Jan 13, 2023 | Deed of Trust, Mortgage MICHAEL PERUSICH |
| Jan 10, 2023 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC |
| Mar 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SHARNELLA S CLARK |
| Aug 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KAREN ROLLINGS |
| Dec 26, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on Record |
| Deed Sale | Jan 10, 2023 · Amount on Record |
| Prior Sale | Sep 18, 1998 |
| Deed Document Number | 20233657 |
| Deed Book / Page | 58365 / 266 |
| Prior Transfer Date | Nov 18, 2015 |
| Prior Transfer Doc | 0000143391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 16, 2026 |
| Property Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Document Number | 0000105015 |
| Book / Page | 61374 / 696 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026105015 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | VANGUARD TITLE COMPANY, VANGUARD TITLE |
| Name | Verified Name |
|---|---|
| Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Document Number | 0000105015, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 61374/696 |
| Instrument | 2026105015 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Document Number | 0000168845 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | 56505/320 |
| Instrument | 168845 |
| Name | MICHAEL PERUSICH |
|---|---|
| Type | Private Party |
| Address | 59740 GLACIER CT, WASHINGTON TOWNSHIP, MI 48094 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Document Number | 0000168846 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | 56505/323 |
| Instrument | 168846 |
| Name | SHARNELLA CLARK |
|---|---|
| Type | Private Party |
| Address | 53499 APPLEWOOD DR, SHELBY TOWNSHIP, MI 48315 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Document Number | 0000005743 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 58375/337 |
| Instrument | 5743 |
| Name | MICHAEL PERUSICH |
|---|---|
| Type | Private Party |
| Address | 59740 GLACIER CT, WASHINGTON TOWNSHIP, MI 48094 |
| Amount | Amount Recorded |
|---|---|
| Term | 23 Months |
| Due | Dec 28, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 10, 2023 |
| Property Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Document Number | 0000003657 |
| Book / Page | 58365 / 266 |
| Map Reference | LB 117 PG 8 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 3657 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2023 |
| Title Company | VANGUARD TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,262.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Name | Verified Name |
|---|---|
| Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Document Number | 0058365269 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 58365/269 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Number | 0000005742 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 58375/333 |
| Instrument | 5742 |
| Name | SHARNELLA CLARK |
|---|---|
| Type | Private Party |
| Address | 53499 APPLEWOOD DR, SHELBY TOWNSHIP, MI 48315 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Document Number | 0000051239 |
| Instrument Date | Mar 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 5299 BEACH RD TROY MI 480982447, TROY, MI 48098-2447 |
| Document Number | 0000051239 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 053952/000305 |
| Instrument | 51239 |
| Name | SHARNELLA S CLARK |
|---|---|
| Address | 53499 APPLEWOOD DR, SHELBY TOWNSHIP, MI 48315-1341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Mar 16, 2022 |
| Rate | 10% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Document Number | 0000131198 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5299 BEACH RD TROY MI 480982447, TROY, MI 48098-2447 |
| Document Number | 0000131198 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 053138/000323 |
| Instrument | 131198 |
| Name | KAREN ROLLINGS |
|---|---|
| Address | 3410 N HIGH ST, OLNEY, MD 20832-2263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Aug 14, 2021 |
| Rate | 15% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 26, 2017 |
| Property Address | 5299 BEACH RD, TROY, MI 48098-2447 |
| Document Number | 0000233352 |
| Book / Page | 051414 / 000034 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 233352 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $26.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5366 ROCHESTER RD TROY MI 480853485, TROY, MI 48085-3485 |
Source: Oakland County records · Assessment roll updated February 4, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,192.00 (+6.17%) | ||
| 2024 | $6,774.00 (+11.21%) | ||
| 2023 | $351,200 | ||
| 2022 | $6,091.00 | $175,600 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 272 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TROY serves 85,854 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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