4909 Beach Rd, Troy, MI 48098 Property Records

Oakland County property record for 4909 Beach Rd, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,384 sqft · built 1963
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`88-20-18-127-009`

Property Details

APN / Parcel Number

Primary APN	`88-20-18-127-009`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	4,384 sqft Living Area
1st Floor Area	2,249 sqft
Basement Area	1,947 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	225 ft deep x 120 ft wide
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	106 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	4909 BEACH RD
City	TROY
State	MI
Zip	48098-4159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	T2N, R11E, SEC 18 PART OF NW 1/4 BEG AT PT DIST S 00-10-00 W 367.04 FT FROM N 1/4 COR, TH S 00-10-00 W 120 FT, TH N 89-40-00
Legal Range	11E
Legal Township	02N
Legal Section	18
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1000
Census Tract	196600

Owner

Source: Oakland County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2265 LIVERNOIS RD, TROY, MI 48083-1633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2018
Deed Sale	Mar 6, 2018
Prior Sale	Feb 10, 2016
Deed Document Number	34809
Record Updated	Jun 8, 2026

August 2019: Correction Deed, Mortgage

Document Type	Correction Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 16, 2019
Property Address	4909 BEACH RD, TROY, MI 48098-4159
Book / Page	053147 / 000083
Instrument Date	Aug 13, 2019
Instrument	132654
Transaction Type	Mortgage
Record Updated	Sep 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50215 SCHOENHERR RD SHELBY TOWNSHIP MI 483153117, SHELBY TOWNSHIP, MI 48315-3117

Mortgage

Document Number	0000132654
Date	Aug 16, 2019
Book Page	053147/000083
Instrument	132654

Lender

Name	INDEPENDENT BK
Type	Bank
Address	201 W BIG BEAVER RD # 125, TROY, MI 48084-5240

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of March 3, 2015

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2018		$675,240
2015	$337,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20