5298 Hwy 182, Jay, FL 32565 Property Records

Santa Rosa County property record for 5298 Hwy 182, Jay, FL 32565

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,313 sqft · built 2005
Lot Size	1.29 acres (56,192 sqft)
Owner	Individual Name on Record
Last Sale	$1,000 (Nov 2004)
Tax Bill	$1,356 (2024)
Deeds & Mortgages	Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-3N-29-0000-00504-0000`

Property Details

APN / Parcel Number

Primary APN	`12-3N-29-0000-00504-0000`
Alternative APN	`N293120000005040000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,313 sqft Living Area
Gross Area	2,921 sqft
1st Floor Area	2,313 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	56,192 sqft (1.29 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	258 sqft
Shed	1 Shed
Shed Area	1 sqft
Greenhouse	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5298 HIGHWAY 182
City	JAY
State	FL
Zip	32565-9291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	ENHNCD LIFE EST RESRVD IN: COM SW CORN OF SE4 OF SEC THN S885630E 1306.60 FT THN N1 2108E 45.16 FT TO N R/W HWY 182 & POB & CONT N 317.85 FT THN N885630W 115 FT THN N1 2108E 300 FT THN S885630E 150 FT THN S12108W 617.86 FT TO N R/W HWY 182 TH
Legal Range	29W
Legal Township	3N
Legal Section	12
Jurisdiction	SANTA ROSA FL
Township / Civil Division	ALLENTOWN
Census Block Group	1
Census Block	1015
Census Tract	10400

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5298 HIGHWAY 182, JAY, FL 32565-9291
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2004 · Amount on Record
Deed Sale	Nov 12, 2004 · Amount on Record
Deed Document Number	200465353
Deed Book / Page	2371 / 1813
Last Transfer Date	Nov 16, 2017
Transfer Doc	0036800319
Record Updated	Jun 8, 2026

November 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 20, 2017
Property Address	5298 HIGHWAY 182, JAY, FL 32565-9291
Document Number	0036800319
Book / Page	003680 / 000319
Instrument Date	Nov 16, 2017
Instrument	48194
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5298 HIGHWAY 182 JAY FL 325659291, JAY, FL 32565-9291

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,164 (+2.9%)	$238,924 (+2.64%) Land $20,640 Building $218,284
2024	$1,356.00 (+2.34%) Homeowner's exemption Disabled Person's exemption	$147,876 (+3%)	$232,781 (+0.75%) Land $18,060 Building $214,721
2023	$1,325.00 (-1.27%) Homeowner's exemption Widower's exemption	$143,569 (+3%)	$231,037 (-0.22%) Land $18,060 Building $212,977
2022	$1,342.00 Homeowner's exemption Widower's exemption	$139,387	$231,551 Land $18,060 Building $213,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (1998–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20