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4530 Hwy 182, Jay, FL 32565 Property Records

Santa Rosa County property record for 4530 Hwy 182, Jay, FL 32565 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1926
Square Footage1,096 sqft Living Area
Lot Size43,560 sqft (1 acres)
GarageCarport, 260 sqft
OccupancyOwner Occupied
Tax Bill$454.00 (2024)

Owner

Source: Santa Rosa County records · APN 10-3N-29-0000-00500-0000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4530 HIGHWAY 182, JAY, FL 32565-9348
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Warranty Deed, Transfer · Conventional Mortgage
HARVESTERS FCU
Feb 25, 2022Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 25, 2022
Transfer Doc0042501145
Record RefreshedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 18, 2025
Property Address4530 HIGHWAY 182, JAY, FL 32565-9348
Document Number0046901391
Book / Page4690 / 1391
Instrument DateDec 17, 2025
Instrument202559126
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$402.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10690 WILLOW POINT LN, JAY, FL 32565-9534

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 HIGHWAY 182, JAY, FL 32565-9348

Mortgage

Document Number0046901397
DateDec 18, 2025
Instrument4690/1397
Lender
NameHARVESTERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2041
Interest
Rate TypeAdjustable Rate
Rate7.75%
Type Change DateJan 01, 2031
Change Frequency5 Years
Min Rate At Change7.75%
Max Rate At Change9.75%
IndexPrime Rate
Margin2
Max Rate12.7%

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 25, 2022
Property Address4530 HIGHWAY 182, JAY, FL 32565-9348
Document Number0042501145
Book / Page4250 / 1145
Instrument DateFeb 23, 2022
Instrument202211293
Transaction TypeTransfer
Record UpdatedApr 08, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1525 SNOW HINTON DR, TUSCALOOSA, AL 35405-7428

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$62,954 (+2.9%)$76,919 (+25.73%) Land $16,000 Building $60,919
2024$454.00 (-24.96%) Homeowner's exemption$61,180 (-24.54%) Land $7,000 Building $54,180$61,180 (-24.54%) Land $7,000 Building $54,180
2023$605.00 (-32.85%)$81,072 (+2.7%) Land $28,000 Building $53,072$81,072 (+2.7%) Land $28,000 Building $53,072
2022$901.00$78,940$78,940 Land $28,000 Building $50,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 546 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN10-3N-29-0000-00500-0000
Alternative APN
  • N293100000005000000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area1,096 sqft Living Area
Gross Area1,568 sqft Gross Area
1st Floor1,096 sqft 1st Floor
Stories1 Stories
Utility Area60 sqft Utility Area
Primary FlooringWood Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area43,560 sqft (1 acres)
Depth X Width200 ft x 210 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area260 sqft Garage
CarportCarport
Carport Area260 sqft Carport
Porch Area152 sqft Porch

Utilities and HVAC

Cooling SystemWindow A/C Cooling
Heating SystemConvection Heating

Location & Zoning

Street Address4530 HIGHWAY 182
CityJAY
StateFL
Zip32565-9348
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description**NEWLY DESCRIBED FOR 2024** PARCEL B: COM AT SE CORN OF W2 OF E2 OF SE4 OF 10-3N-29W THN N 210 FT THN W 270 FT TO POB THN N87*23 11W 200 FT THN S08*2506W 210.52 FT TO S SEC LI THN S87* 3400E 207.50 FT THN N04*250 8E 210.19 FT TO POB SUBJ TO AN ESMNT
Legal Range29W
Legal Township3N
Legal Section10
JurisdictionSANTA ROSA FL
Minor Civil DivisionALLENTOWN
Census Blockgroup1
Census Block1015
Census Tract10400

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