5298 E Otero Cir, Centennial (Littleton), CO 80122 Property Records

Arapahoe County property record for 5298 E Otero Cir, Centennial, CO 80122

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,939 sqft · built 1989
Lot Size	0.327 acres (14,244 sqft)
Owner	2 Individual Names on File
Last Sale	$2,250,000 (May 2026)
Tax Bill	$15,139 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2075-31-4-10-008`

Property Details

APN / Parcel Number

Primary APN	`2075-31-4-10-008`
Alternative APNs	`033107071` `33107071` `107071`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,939 sqft Living Area
Gross Area	5,838 sqft
1st Floor Area	1,575 sqft
2nd Floor Area	1,819 sqft
Basement Area	1,545 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2025
Architectural Style	Bi-Level
Exterior Material	Masonry Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	14,244 sqft (0.327 acres)
Lot Dimensions	179 ft deep x 77 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	859 sqft
Driveway	Driveway
Driveway Area	4 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	405 sqft
Patio Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	033107071
Street Address	5298 E OTERO CIR
City	CENTENNIAL
State	CO
Zip	80122-3877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUBDIVISIONCD 032053 SUBDIVISIONNAME HERITAGE GREENS 5TH FLG AMEND BLOCK 004 LOT 050 LOT 50 EX BEG AT NW COR SD LOT TH SW 138.31 FT TH NE 11.48 FT TH NE 128.44 FT TH NW 5.02 FT TO BEG BLK 4 AMENDED HERITAGE GREENS 5TH FLG
Legal Range	67W
Legal Township	5S
Legal Section	31
Legal Quarter	4
Legal Subdivision	HERITAGE GREENS 5TH FLG AMEND
Legal Block	004
Legal Lot Number	050,5
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	2
Census Block	2001
Census Tract	5629

Owner

5298 E Otero Cir is owned and occupied by two individuals who bought it in May 2026.

Source: Arapahoe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5298 E OTERO CIR, CENTENNIAL, CO 80122-3877
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit BELLCO CU
May 13, 2026	Special Warranty Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Oct 10, 2017	Warranty Deed, Transfer · Conventional Mortgage LAND TITLE GUARANTY COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Prior Sale	Oct 10, 2017 · Amount on File
Deed Document Number	202632335
Prior Transfer Date	May 31, 2007
Prior Transfer Doc	0000120668
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	5298 E OTERO CIR, CENTENNIAL, CO 80122-3877
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5298 E OTERO CIR, CENTENNIAL, CO 80122-3877

Mortgage

Document Number	00E4007308
Date	Feb 7, 2024
Instrument	E4007308

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jan 28, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	5298 E OTERO CIR, CENTENNIAL, CO 80122-3877
Transaction Type	Mortgage
Record Updated	May 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E2025702
Date	Mar 7, 2022
Instrument	E2025702

Lender

Name	BELLCO CU
Type	Credit Union
Address	ENGLEWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	May 13, 2026
Property Address	5298 E OTERO CIR, CENTENNIAL, CO 80122-3877
Document Number	0000032335
Instrument Date	May 4, 2026
Instrument	2026.32335
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5298 E OTERO CIR, CENTENNIAL, CO 80122-3877

Mortgage

Document Number	0000032336,
Date	May 13, 2026
Instrument	2026..32336

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Oct 10, 2017
Property Address	5298 E OTERO CIR, CENTENNIAL, CO 80122-3877
Document Number	00D7114686
Instrument Date	Oct 5, 2017
Instrument	D7114686
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$113.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5298 E OTERO CIR, CENTENNIAL, CO 80122-3877

Mortgage

Document Number	, D7114687
Date	Oct 10, 2017
Instrument	D7114687

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 5298 E Otero Cir was $15,139, up 9.1% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Littleton School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,558 (+4.57%)	$1,798,800 (-) Land $576,000 Building $1,222,800
2025	$15,139.00 (+9.13%)	$112,425	$1,798,800 Land $576,000 Building $1,222,800
2024	$13,873.00
2023		$113,385	$1,747,300 Land $657,800 Building $1,089,500
2021	$12,283.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5298 E Otero Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5298 E Otero Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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