5278 E Otero Cir, Centennial (Littleton), CO 80122 Property Records

Arapahoe County property record for 5278 E Otero Cir, Centennial, CO 80122

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,847 sqft · built 1987
Lot Size	0.352 acres (15,333 sqft)
Owner	2 Individual Names on File
Last Sale	$1,197,000 (Jul 2019)
Tax Bill	$14,338 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2075-31-4-10-007`

Property Details

APN / Parcel Number

Primary APN	`2075-31-4-10-007`
Alternative APNs	`033107063` `33107063` `107063`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,847 sqft Living Area
Gross Area	4,833 sqft
1st Floor Area	1,153 sqft
2nd Floor Area	888 sqft
Basement Area	1,806 sqft
Finished Basement	888 sqft
Unfinished Basement	918 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,333 sqft (0.352 acres)
Lot Dimensions	212 ft deep x 80 ft wide
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	986 sqft
Driveway	Driveway
Driveway Area	3 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	49 sqft
Porch	Open Porch
Porch Area	32 sqft
Deck Area	72 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	033107063
Street Address	5278 E OTERO CIR
City	CENTENNIAL
State	CO
Zip	80122-3877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SUBDIVISIONCD 032053 SUBDIVISIONNAME HERITAGE GREENS 5TH FLG AMEND BLOCK 004 LOT 049 LOT 49 & THAT PART LOT 50 DESC AS BEG AT NW COR LOT 50 TH SW 138.31 FT TH NE 11.48 FT TH NE 128.44 FT TH NW 5.02 FT TO BEG BLK 4 AMENDED HERITAGE GREENS 5TH FLG
Legal Range	67W
Legal Township	5S
Legal Section	31
Legal Quarter	4
Legal Subdivision	HERITAGE GREENS 5TH FLG AMEND
Legal Block	004
Legal Lot Number	049,4
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	2
Census Block	2001
Census Tract	5629

Owner

5278 E Otero Cir is owned and occupied by two individuals who bought it in July 2019.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5278 E OTERO CIR, CENTENNIAL, CO 80122-3877
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 29, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Nov 13, 2001 · Amount on File
Deed Document Number	201975135
Prior Transfer Date	Nov 21, 2002
Prior Transfer Doc	0000230106
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	5278 E OTERO CIR, CENTENNIAL, CO 80122-3877
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1156727
Date	Oct 13, 2021
Instrument	E1156727

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	Jul 29, 2019
Property Address	5278 E OTERO CIR, CENTENNIAL, CO 80122-3877
Document Number	00D9075135
Instrument Date	Jul 25, 2019
Instrument	D9075135
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5278 E OTERO CIR, CENTENNIAL, CO 80122-3877

Mortgage

Document Number	00D9075136
Date	Jul 29, 2019
Instrument	D9075136

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5278 E Otero Cir was $14,338, down 0.1% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Littleton School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,017 (+4.33%)	$1,702,600 (-) Land $576,000 Building $1,126,600
2025	$14,338.00 (-0.14%)	$106,413	$1,702,600 Land $576,000 Building $1,126,600
2024	$14,358.00
2023		$117,398	$1,807,200 Land $657,800 Building $1,149,400
2021	$10,701.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5278 E Otero Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5278 E Otero Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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